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DCBBANK

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DCB BANK LIMITED performance

Today’s low

Today’s high

₹ 133.80 ₹ 137.89
₹ 135.16

52 week low

52 week high

₹ 101.41 ₹ 145.90
₹ 135.16

Open Price

₹ 137.89

Prev. Close

₹ 137.37

Volume (Shares)

2309647.00

Total traded value

₹ 3121.71

Upper Circuit

₹ 164.84

Lower Circuit

₹ 109.89

info

DCB BANK LIMITED Share Price Update

As of the latest trading session, DCB BANK LIMITED share price is currently at ₹ 134.02, which is down by ₹ -3.34 from its previous closing. Today, the stock has fluctuated between ₹ 133.80 and ₹ 137.89. Over the past year, DCB BANK LIMITED has achieved a return of -3.24 %. In the last month alone, the return has been 18.62 %. Read More...

DCB BANK LIMITED fundamentals


  • Market cap (Cr)

    4,247.90

  • P/E Ratio (TTM)

    6.90

  • Beta

    1.02

  • Book Value / share

    171.74

  • Return on equity

    11.84%

  • EPS (TTM)

    19.58

  • Dividend yield

    1.00%

  • Net profit/quarter (Cr)

    177.07

info icon alternate text
  • Market cap (Cr)

    4,246.00

  • P/E Ratio (TTM)

    6.90

  • Beta

    0.95

  • Book Value / share

    171.74

  • Return on equity

    11.84%

  • EPS (TTM)

    19.58

  • Dividend yield

    1.00%

  • Net profit/quarter (Cr)

    177.07

info icon alternate text

DCB BANK LIMITED Financials

  • Key Results

  • Key Ratios

  • Balance sheet

  • Cash Flow

  • Competition

info-icon

Revenue

Net income

Particulars MAR 2025 (Values in Cr)
Revenue 1741.89
Operating Expense 471.38
Net Profit 177.07
Net Profit Margin (%) 10.16
Earnings Per Share (EPS) 5.64
EBITDA 1422.11
Effective Tax Rate (%) 25.65
Particulars DEC 2024 (Values in Cr)
Revenue 1671.05
Operating Expense 455.81
Net Profit 151.44
Net Profit Margin (%) 9.06
Earnings Per Share (EPS) 4.83
EBITDA 1332.11
Effective Tax Rate (%) 25.73
Particulars SEP 2024 (Values in Cr)
Revenue 1568.40
Operating Expense 458.68
Net Profit 155.47
Net Profit Margin (%) 9.91
Earnings Per Share (EPS) 4.96
EBITDA 1268.76
Effective Tax Rate (%) 25.79
Particulars JUN 2024 (Values in Cr)
Revenue 1489.25
Operating Expense 434.21
Net Profit 131.36
Net Profit Margin (%) 8.82
Earnings Per Share (EPS) 4.20
EBITDA 1169.64
Effective Tax Rate (%) 25.77
Particulars MAR 2024 (Values in Cr)
Revenue 1444.60
Operating Expense 409.95
Net Profit 155.68
Net Profit Margin (%) 10.77
Earnings Per Share (EPS) 4.98
EBITDA 1146.79
Effective Tax Rate (%) 25.74
Particulars MAR 2025 (Values in Cr)
Revenue 6470.59
Operating Expense 1820.08
Net Profit 615.33
Net Profit Margin (%) 9.50
Earnings Per Share (EPS) 19.63
EBITDA 5192.63
Effective Tax Rate (%) 25.73
Particulars MAR 2024 (Values in Cr)
Revenue 5362.04
Operating Expense 1537.70
Net Profit 535.97
Net Profit Margin (%) 9.99
Earnings Per Share (EPS) 17.18
EBITDA 4156.10
Effective Tax Rate (%) 25.76
Particulars MAR 2023 (Values in Cr)
Revenue 4200.27
Operating Expense 1339.67
Net Profit 465.56
Net Profit Margin (%) 11.08
Earnings Per Share (EPS) 14.96
EBITDA 3110.82
Effective Tax Rate (%) 25.81
Particulars MAR 2022 (Values in Cr)
Revenue 3512.77
Operating Expense 1012.57
Net Profit 287.50
Net Profit Margin (%) 8.18
Earnings Per Share (EPS) 9.26
EBITDA 2544.81
Effective Tax Rate (%) 26.19
Particulars MAR 2021 (Values in Cr)
Revenue 3458.21
Operating Expense 846.63
Net Profit 335.79
Net Profit Margin (%) 9.70
Earnings Per Share (EPS) 10.82
EBITDA 2624.40
Effective Tax Rate (%) 25.84
Particulars MAR 2024 (Values in Cr)
Book Value / Share 152.74
ROE % 11.84
ROCE % 0.00
Total Debt to Total Equity 0.00
EBITDA Margin 0.00
Particulars MAR 2023 (Values in Cr)
Book Value / Share 136.95
ROE % 11.51
ROCE % 0.00
Total Debt to Total Equity 0.00
EBITDA Margin 0.00
Particulars MAR 2022 (Values in Cr)
Book Value / Share 122.91
ROE % 7.82
ROCE % 0.00
Total Debt to Total Equity 0.00
EBITDA Margin 0.00
Particulars MAR 2021 (Values in Cr)
Book Value / Share 113.55
ROE % 10.01
ROCE % 0.00
Total Debt to Total Equity 0.00
EBITDA Margin 0.00
Particulars MAR 2020 (Values in Cr)
Book Value / Share 102.57
ROE % 11.16
ROCE % 0.00
Total Debt to Total Equity 0.00
EBITDA Margin 0.00
Particulars MAR 2024 (Values in Cr)
Cash & Short Term Investments 3065.88
Total Assets 63036.96
Total Liabilities 63036.96
Total Equity 5071.26
Share Outstanding 312804489
Price to Book Ratio 0.78
Return on Assets (%) 0.85
Return on Capital (%) 0.88
Particulars MAR 2023 (Values in Cr)
Cash & Short Term Investments 2368.42
Total Assets 52365.86
Total Liabilities 52365.86
Total Equity 4566.11
Share Outstanding 311501733
Price to Book Ratio 0.78
Return on Assets (%) 0.88
Return on Capital (%) 0.93
Particulars MAR 2022 (Values in Cr)
Cash & Short Term Investments 4090.76
Total Assets 44792.56
Total Liabilities 44792.56
Total Equity 4048.82
Share Outstanding 310976463
Price to Book Ratio 0.56
Return on Assets (%) 0.64
Return on Capital (%) 0.67
Particulars MAR 2021 (Values in Cr)
Cash & Short Term Investments 3039.34
Total Assets 39602.12
Total Liabilities 39602.12
Total Equity 3758.58
Share Outstanding 310536113
Price to Book Ratio 0.90
Return on Assets (%) 0.84
Return on Capital (%) 0.88
Particulars MAR 2020 (Values in Cr)
Cash & Short Term Investments 3545.87
Total Assets 38505.14
Total Liabilities 38505.14
Total Equity 3422.15
Share Outstanding 310415413
Price to Book Ratio 0.93
Return on Assets (%) 0.87
Return on Capital (%) 0.91
Particulars MAR 2024 (Values in Cr)
Net Income 721.95
Cash from Operations -1100.18
Cash from Investing -132.90
Cash from Financing 2070.20
Net change in Cash 697.46
Free Cash Flow -964.94
Particulars MAR 2023 (Values in Cr)
Net Income 627.55
Cash from Operations -1471.06
Cash from Investing -164.76
Cash from Financing 8.14
Net change in Cash -1722.33
Free Cash Flow -1304.55
Particulars MAR 2022 (Values in Cr)
Net Income 389.54
Cash from Operations 1786.62
Cash from Investing -156.61
Cash from Financing -398.04
Net change in Cash 1051.41
Free Cash Flow 1944.10
Particulars MAR 2021 (Values in Cr)
Net Income 452.80
Cash from Operations -1308.49
Cash from Investing -79.37
Cash from Financing 1074.97
Net change in Cash -506.52
Free Cash Flow -1228.24
Particulars MAR 2020 (Values in Cr)
Net Income 491.92
Cash from Operations 348.65
Cash from Investing -71.74
Cash from Financing 653.53
Net change in Cash 752.49
Free Cash Flow 421.56
Company Name Price P/E P/B Market Cap 52 Week Low/High
STATE BANK OF INDIA 788.15 8.86 1.55 703393.93 679.65 / 912.10
KOTAK MAHINDRA BANK LTD 2205.80 22.31 2.97 438562.23 1544.15 / 2301.55
FEDERAL BANK LTD 196.60 11.96 1.48 48284.34 148.25 / 216.90
HDFC BANK LTD 1923.75 20.80 2.84 1472735.49 1430.15 / 1977.95
ICICI BANK LTD. 1422.55 19.87 3.28 1013645.18 1051.50 / 1438.15
Company Name Price P/E P/B Market Cap 52 Week Low/High
STATE BANK OF INDIA 788.15 9.64 1.72 703393.93 679.65 / 912.10
KOTAK MAHINDRA BANK LTD 2205.80 30.57 3.96 438562.23 1544.15 / 2301.55
KARUR VYSYA BANK LTD 218.15 9.32 1.61 17562.09 165.15 / 246.15
FEDERAL BANK LTD 196.60 12.30 1.53 48284.34 148.25 / 216.90

DCB BANK LIMITED Technicals Summary

  • EMA & SMA
  • Resistance and Support
  • Delivery and Volume
  • Beta
  • Price Change Analysis
135.16 -1.60 redarrow
red-green-graph indicator
0 Bearish
16 Bullish
  • 5 Days 133.90
  • 26 Days 122.90
  • 10 Days 130.30
  • 50 Days 118.90
  • 12 Days 129.00
  • 100 Days 117.80
  • 20 Days 124.90
  • 200 Days 119.40
137.79 PIVOT

First Support

135.59

First Resistance

139.58

Second Support

133.80

Second Resistance

141.78

Third Support

131.60

Third Resistance

143.57

RSI

68.26

ADX

48.35

MACD

6.12

Williams % R

-19.10

Commodity Channel Index (CCI)

114.57

Date

2025-04-30

Week

1970675.00

Same Day

1193979.00

Month

1040299.00

1 Year

1.02

3 Year

1.08

Over 1 Month

18.62%

down

Over 1 Year

-3.24%

down

Over 3 Months

14.99%

down

Over 3 Years

19.05%

down

Over 6 Months

12.99%

down

Over 5 Years

10.89%

down

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DCB BANK LIMITED shareholding pattern

  • Shareholding Summary

  • Historical Promotor Holding

  • Historical MF Holding

  • Historical FII Holding

Holding

Others
46.47%
Promoter Holdings
14.7%
FII
9.64%
DII
29.18%
Promoter Shares(Pledge Percentage)
0.0%
Name Shares Category
Aga Khan Fund For Economic Development Sa 4.3750052E7 (13.92%) Shareholding of Promoter and Promoter Group
Hdfc Small Cap Fund 1.6578245E7 (5.27%) Public Shareholding
Tata Mutual Fund - Tata Small Cap Fund (all Schemes) 1.621414E7 (5.16%) Public Shareholding
Franklin India Smaller Companies Fund (all Schemes) 1.4299095E7 (4.55%) Public Shareholding
India Advantage Fund S4 I 1.2473881E7 (3.97%) Public Shareholding
Oman India Joint Investment Fund Ii 9198202.0 (2.93%) Public Shareholding
Sundaram Mutual Fund A/c Sundaram Financial Services Opportunities Fund 7646013.0 (2.43%) Public Shareholding
Mirae Asset Banking And Financial Services Fund 4105457.0 (1.31%) Public Shareholding
Murali M Natarajan 3774800.0 (1.2%) Public Shareholding
Platinum Jubilee Investments Limited 2450182.0 (0.78%) Shareholding of Promoter and Promoter Group

News

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DCB BANK LIMITED corporate actions

  • Dividend

  • Bonus

  • Split

Dividend date Dividend amount Dividend type Record date Instrument type
15 Jun 2023 1.25 Final 15 Jun 2023 Equity shares
14 Jun 2022 1.0 Final 15 Jun 2022 Equity shares
23 May 2019 1.0 Final 25 May 2019 Equity shares
24 May 2018 0.75 Final 26 May 2018 Equity shares
24 May 2017 0.5 Final 26 May 2017 Equity shares
Ex-Date Ex-Bonus Ratio
[-] [-] [-]
Ex-Date Old FV NEW FV Record Date
[-] [-] [-] [-]
  • Dividend

  • Bonus

  • Split

Dividend date Dividend amount Dividend type Record date Instrument type
10 May 2024 1.25 Final 10 May 2024 Equity shares
15 Jun 2023 1.25 Final 15 Jun 2023 Equity shares
14 Jun 2022 1.0 Final 15 Jun 2022 Equity shares
23 May 2019 1.0 Final 25 May 2019 Equity shares
24 May 2018 0.75 Final 26 May 2018 Equity shares
24 May 2017 0.5 Final 26 May 2017 Equity shares
Ex-Date Ex-Bonus Ratio
[-] [-] [-]
Ex-Date Old FV NEW FV Record Date
[-] [-] [-] [-]

DCB Bank Share Result Highlights

Key Metrics

Q2 FY24 (₹ Cr)

Q1 FY24 (₹ Cr)

Q4 FY23 (₹ Cr)

Q3 FY23 (₹ Cr)

Q2 FY23 (₹ Cr)

Revenue

1568.40

1489.25

1444.60

1374.10

1305.60

Operating Expense

458.68

434.21

409.95

386.20

372.54

Net Profit

155.47

131.36

155.68

126.58

126.79

Net Profit Margin (%)

9.91

8.82

10.77

9.21

9.71

EPS (₹)

4.96

4.20

4.98

4.06

4.07

EBITDA

1268.76

1169.64

1146.79

1070.62

1000.73

Key Highlights

  • Revenue Growth: DCB Bank achieved consistent quarterly revenue growth, with ₹1568.40 Cr in Q2 FY24.
  • Net Profit: A robust profit of ₹155.47 Cr in Q2 FY24, showing a steady performance compared to ₹155.68 Cr in Q4 FY23.
  • Earnings Per Share (EPS): EPS for Q2 FY24 stood at ₹4.96, reflecting strong shareholder returns.
  • Net Profit Margin: Sustained profitability with a 9.91% margin in Q2 FY24.

DCB Bank Share Annual Reports

Annual Metrics

FY24 (₹ Cr)

FY23 (₹ Cr)

Revenue

5362.04

5080.50

Operating Expense

1537.70

1453.86

Net Profit

535.97

520.35

Net Profit Margin (%)

9.99

10.24

EPS (₹)

17.18

16.68

EBITDA

4156.10

4050.12

Key Highlights

  • Revenue Performance: DCB Bank's total revenue for FY24 stood at ₹5362.04 Cr, a year-on-year increase.
  • Net Profit: The bank reported a net profit of ₹535.97 Cr, showcasing consistent financial growth.
  • Earnings Per Share (EPS): EPS for FY24 was ₹17.18, highlighting improved returns for shareholders.
  • Profitability: A near 10% net profit margin emphasizes effective cost management.

DCB Bank Share Dividend

Dividend History

Ex-Date

Dividend Amt. (₹)

Type

Record Date

FY23

15 Jun 2023

1.25

Final

15 Jun 2023

FY22

14 Jun 2022

1.00

Final

15 Jun 2022

FY19

23 May 2019

1.00

Final

25 May 2019

FY18

24 May 2018

0.75

Final

26 May 2018

FY17

24 May 2017

0.50

Final

26 May 2017

Key Highlights

  • Consistent Payout: DCB Bank has been consistently rewarding shareholders with dividends, including ₹1.25 per share in FY23.
  • Long-Term Stability: The bank's dividend history reflects its commitment to shareholders.
  • Recent Dividend Yield: A yield of 0.98% aligns with the stable financial performance seen in the DCB share price movements.

Popular FAQs

Who is the CEO of DCB Bank Ltd?

The current CEO of DCB Bank Ltd. is Praveen Kutty, who has been appointed as the Managing Director and CEO effective from 29 April 2024. He has been an integral part of DCB Bank for the last 16 years, focusing on retail and agri banking. Under his leadership, the bank aims to continue its growth and success in the banking sector.

 

When was DCB Bank established?

DCB Bank was established in May 1995, initially known as Development Credit Bank Ltd. It was later renamed DCB Bank Ltd in December 2013. The bank started as a credit society in the 1930s and evolved over the decades, with significant mergers and changes before becoming the modern private-sector bank it is today.

 

What factors influence the DCB share price?

Several factors influence the DCB share price, including:

  • The bank’s financial performance
  • Market conditions and interest rate changes
  • Investor sentiment
  • The bank's expansion plans and new product launches
  • Strategic partnerships
  • Broader economic trends, including inflation and GDP growth

 

Is DCB Bank debt-free?

No, DCB Bank is not entirely debt-free. Like most banks, it relies on a mix of equity and debt instruments for its capital requirements and growth. The bank has raised funds through equity placements and debt issuances, such as Tier II bonds under Basel III regulations. However, it manages its overall debt levels to ensure a healthy balance sheet and regulatory compliance.

 

What is the CAGR of DCB Share?

The CAGR (Compound Annual Growth Rate) of DCB Bank’s share price is as follows:

  • Over the past 10 years: 2%
  • Over the past 5 years: -6%
  • Over the past 3 years: 13%
  • Over the past 1 year: -1%

 

How has the DCB Bank share price performed over the past year?

Over the past year, the DCB share price has seen a slight decline of -1%. This reflects some challenges faced by the bank in the market, but the performance is not entirely out of line with broader market trends, which have been influenced by various economic factors, including interest rate changes and investor sentiment in the banking sector.

DCB BANK LIMITED Share Price

DCB Bank Limited, (formerly known as Development Credit Bank Limited) was established in May, 1995. The name of the Bank was changed from Development Credit Bank Limited to DCB Bank Limited on December 30, 2013. The Bank is one of the new generation private sector banks in India. Keeping in view its inherent strengths, branch network and expertise, the Bank 's target market is mainly small business owners / self-employed / small business segment (traders, shopkeepers, business owners, MSMEs and SMEs).

The Bank is engaged in providing banking and financial services and governed by the Banking Regulation Act, 1949 and the
Companies Act, 2013. The Bank distributes Life Insurance, Health Insurance, General Insurance and Mutual Fund products to new and existing customers.

DCB Bank Limited started as a Credit Society in 1930's. Eventually, Diamond Jubilee Co-operative Bank Ltd merged with Ismailia Co-operative Bank Ltd. In year 1981, Ismailia Co-operative Bank Ltd amalgamated with Masalawalla Co-operative Bank Ltd to form the Development Co-operative Bank Ltd. Later on, Citi Cooperative Bank Ltd merged with Development Co-operative Bank Ltd. In 1995, Development Co-operative Bank Ltd was converted into Development Credit Bank Ltd.

During the year 1995-96, the Bank opened new branches at Vapi, Sidhpur, Ahmedabad and Bangalore. During the year next year, they opened the new branches at Mira Road and Rajkot. A total of 11 news new branches were opened during the two financial years of 1999-2001.

During the year 2001-03, the Bank opened a new branch at Jharsa in Haryana. During the year 2002-03, the Bank launched mobile banking offering both push and pull options. During the year 2004-05, they launched visa funds transfer and celfill offering mobile recharge through ATMs to even non-customers. Also, they launched 3 new brahces during the year.

During the year 2005-06, the Bank raised capital through private placement amounting to Rs. 51.99 crores. They launched some new products, namely Free Style Savings Account, Value Savings and M-Power Current Accounts during the year. During the year 2006-07, the Bank launched products like DCB Privilege Banking, DCB Trio Account, which is the combination of a zero-balance savings account, term deposit and personal accident insurance, DCB Corporate Payroll, etc.

During the year 2007-08, the Bank opened 8 new branches and 10 ATMs. They opened DCB Sahyog at Dediapada in Gujarat exclusively for microfinance, which provide direct credit facilities to microfinance borrowers through relationships with MFIs in the region. They launched a 24x7 Customer Care Centre. The Bank formed a strategic alliance with HDFC Ltd for marketing their home loan products.

The Bank had been empanelled as a clearing and settlement banker with the National Commodities & Derivatives Exchange (NCDEX) in addition to the Multi Commodity Exchange (MCX). The Operations and Technology division moved to new premises at Vikhroli in Mumbai. In March 4, 2008, the Bank launched their credit card business called 'DCB Advantage Card'. The Bank made a tie up with ICICI Bank in order to extract the best skills and to utilize their experience for a successful execution of the task.

As at March 31, 2008, the Bank had 76 branches and 4 extension counters. The Bank has 112 ATMs across the country and the customers can access to a network of 18,000 ATMs in India. In August 2008, the Bank inaugurated new branch in Dharavi in Mumbai.

With a vision of strengthening neighbourhood banking, DCB Bank set up a separate vertical in FY 2010 to focus on Traditional Community Banking. The aim is to address the specific needs of the Community and provide personalized solutions wherever possible.

In FY 2013, the bank restarted Commercial Vehicle (CV) financing to improve the bank's ability to achieve priority sector lending (PSL) targets.

During the financial year ended 31 March 2014, the bank opened 36 new branches, taking the total tally of branches to 130. In the last many years, this is the highest number of new branches installed in one financial year by the bank. New branches were opened in many locations including the states of Andhra Pradesh, Chattisgarh, Madhya Pradesh, Punjab, Odisha and Rajasthan.

During the year, the bank acquired over 1,400 new NRI customers. During the year under review, the bank launched domestic debit cards for NRE accounts.In FY 2014, the bank launched India's first co-branded prepaid card for disbursal of small loans by Janalakshmi Microfinance. The product is administered in association with Jana Urban Foundation. The program aims to provide cashless disbursal which has a major positive impact on financial inclusion.

During the financial year ended 31 March 2015, DCB Bank opened 24 new branches, taking the total tally of branches to 154. New branches were opened in many locations including the states of Andhra Pradesh, Gujarat, Haryana, Madhya Pradesh, Maharashtra, New Delhi, Odisha, Punjab, Tamil Nadu and Telangana.

In addition to existing Visa Debit cards, DCB Bank started issuing Rupay Debit cards in FY 2015.

In its trade finance business, DCB Bank started relationship with Habib Bank in Bangladesh, Sri Lanka and United Kingdom in FY 2015.DCB Bank added approximately 1,500 new NRI customers in FY 2015.

During the year, credit rating agency CRISIL upgraded the banks' Long Term rating from A-/Stable to A-/Positive.

In October 2014, the bank issued 30,432,136 shares through Qualified Institutional Placement (QIP) at Rs. 82.15 per share amounting to Rs. 250 crore.

During the financial year ended 31 March 2016, DCB Bank increased its branch network by 44 branches - 22 in Retail and 22 in Agri and Inclusive Banking (AIB). In October 2015, the bank announced its intention to increase the number of branches by 150 in 24 months.

In FY 2016, the bank's Branch Operations team simplified and automated several processes in order to improve productivity and provide better customer experience. Risk management and process controls were also strengthened. The bank increased its ATMs from 328 in FY 2015 to 410 in FY 2016.

In March 2016, DCB Bank launched India's first Aadhaar based biometric fingerprint ATM on a pilot basis.

With regard to Mortgage/Micro Mortgage advances, DCB Bank made tremendous efforts in FY 2016 in enhancing the products, improving processes and controlling portfolio quality.

With regard to Loan against Gold, DCB Bank embarked upon a 1 hour loan approval / disbursal process in many branches in FY 2016. Customers were delighted with the new process and gave the bank excellent feedback.

In FY 2016, DCB Bank added 23 new relationships in Corporate Banking. As economic conditions continued to be under stress for many sectors during the year under review, the bank exited a few exposures leading to decrease in overall Corporate Banking Advances. As a result of the early warning systems in place and timely management of risky exposures, Corporate Banking portfolio quality remained stable.

In FY 2016, DCB Bank acquired approximately 1,300 new NRI customers.

In FY 2016, DCB Bank actively participated in Pradhan Mantri Jan-Dhan Yojana (PMJDY) and opened 19,413 accounts. The bank has enabled RuPay Debit Cards for PMJDY account holder. In FY 2016, DCB Bank enrolled 5,319 customers under Pradhan Mantri Suraksha Bima Yojana (PMSBY), 3,500 customers under Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and 1,228 customers in Atal Pension Yojana (APY). In FY 2016, the bank opened 59,508 Basic Savings Bank Deposit accounts (BSBDA).

In FY 2016, DCB Bank introduced new software system for managing Business Correspondent (BC) loans. This software helps maintain detailed information about the borrowers under SHG, JLG and Micro enterprises categories. It provides a common platform to both the bank and BCs for smooth processing of loans and has added immense value by reducing the loan disbursal cycle time.

During the financial year ended 31 March 2017, DCB Bank increased its branch network by 64 branches - 30 in Retail and 34 in Agri and Inclusive Banking (AIB). In order to improve the overall performance, controls and customer service, the bank strengthened the organisation structure of managing branch network. The bank's Branch Operations team simplified 42 processes in FY 2017. Simultaneously risk management and monitoring aspects were also strengthened. The Bank increased its ATMs from 410 in FY 2016 to 515 in FY 2017.

On the deposit side, DCB Bank introduced a number of new products during the year to address the needs of institutions as well as individuals. One of the highlights of FY 2017 was the launch of DCB Suraksha Deposit - a unique product where customers get insurance cover at zero cost if they opt for longer tenor term deposit (subject to conditions).

In FY 2017, as compared to the previous year, Traditional Community Banking Deposits grew by 12 percent and Advances increased by 22 percent.

In FY 2017, as part of process improvement initiatives for Loan against Gold, DCB Bank further expanded 'One hour loan approval / disbursal process' in many more branches. The Loan against Gold business slowed down during demonetisations.

In FY 2017, DCB Bank acquired approximately 1,683 new Non-Resident Indian (NRI) customers. The NRI deposits achieved growth of 16 percent in FY 2017 as compared to the previous year.

In FY 2017, DCB Bank launched its own payment wallet named as 'Cippy'.

In FY 2017, DCB Bank added 36 new relationships in Corporate Banking. As a result of the early warning systems in place and timely management of risky exposures, the bank's Corporate Banking portfolio quality remained stable.In FY 2017, DCB Bank actively participated in Pradhan Mantri Jan-Dhan Yojana (PMJDY) and opened 26,306 PMJDY accounts as on March 31, 2017. The Bank has enabled Rupay Debit Cards for PMJDY account holders.

In FY 2017, DCB Bank was amongst the first banks to offer Unified Payment Interface (UPI), a truly seamless and modern payment option on mobile phone.

In FY 2017, Cheque Truncation System process was in-housed resulting in cost savings and reduction in potential errors. On a pilot basis, the printing of debit cards and PIN was also in-housed at NPC, Chennai.

In October 2015, DCB Bank had announced its plan to increase its network by 150 more branches in 24 months. This plan was successfully completed by October 2017 and the total number of branches as on March 31, 2018 stood at 318.

In April 2017, DCB Bank issued 21,770,000 equity shares through Qualified Institutional Placement (QIP) at Rs 174 per share amounting to Rs 378.80 crore.

The Bank has increased its ATMs from 515 in FY 2017 to 533 in FY 2018.During the financial year ended 31 March 2018, DCB Bank added 17 new locations where dedicated sales teams are present for providing Mortgages and Micro Mortgages advances. Although economic conditions were weak in FY 2018, DCB Bank maintained the portfolio quality at an acceptable level in commercial vehicles financing business during the year.

In FY 2018, the gold loan front end system 'Gradatim' was relaunched with additional features that had a favourable impact on frontline staff and customer experience. In order to compete with bigger gold loan financing companies, DCB Bank launched the 'One Hour Gold Loan' processing at most of the branches.

DCB Bank during the year launched Bharat Bill Payment System (BBPS) which offers integrated and interoperable pan India bill payment services. BBPS is considered to be safe, timely and convenient.

During the year under review, DCB Bank launched DCB NiYo Cards in partnership with Finnew Solutions Pvt. Ltd. DCB NiYo Card has the capability to provide seamless compliant payroll benefits to employees. The product has potential to simplify the human resource payroll processes of any organisation.

DCB Moneykit Cards was launched in January 2018 in partnership with Sienna Systems Resources Pvt Ltd. This is a distinctive proposition wherein loans get disbursed instantly for purchase of consumer durables or any other merchandise. The card has the unique feature of money on swipe, wherein the customers pay only when the loan limit is utilised.

During FY 2018, there was a clear jump in usage of DCB Payless Cards in Point of Sale (POS) and e-commerce. DCB Payless Cards is a unique product offered by the bank and is a preferred card for those self-employed and small businessmen that are unable to provide sufficient income proof or do not have an acceptable credit track record.

During the year under review, DCB Bank implemented a revolutionary service 'DCB Remit' that allows online fund transfer from India to over 20 countries including USA, Canada, Australia, UK, UAE and Germany. The transactions can be tracked on smartphone or web. DCB Bank has signed an agreement with Instarem India Pvt. Ltd. for outbound money transfers to individuals from India.

In FY 2018, NRI deposits contributed to 8% of the Total Retail Deposits of the bank. During the year, almost 2,000 new NRI customers were acquired and over 3,000 NRI accounts were opened.

DCB Bank's Corporate Banking portfolio quality remained stable during the year. In FY 2018, the bank added 47 new relationships in Corporate Banking.In FY 2018, DCB Bank actively participated in Pradhan Mantri Jan-Dhan Yojana (PMJDY)

In FY 2018, DCB Bank implemented a new Business Internet Banking (BIB) application for business users. The new system has several additional benefits. It offers one time payee registration for all transactions, new cooling period policy on addition of payee, payment to multiple beneficiaries with single One Time Password (OTP), 24X7 funds transfer through IMPS, straight through RTGS funds transfer and scheduling future payments. Status updating of BIB requests through a tracking mechanism has been made available online to branches and CMS service team for improving customer service.

During the current year 2018-19, CRISIL Limited upgraded the Bank's rating for Tier II Bonds (under Basel III) to CRISILAA-/Stable and reaffirmed its rating on the Bank's Certificates of Deposit Programme and Short-term Fixed Deposit Programme at CRISIL A1+. The Bank continues to enjoy ICRA A+ (hyb)/ (stable) rating for Basel III Compliant Tier II Bonds Programme and ICRA A1+ rating for Short Term Fixed Deposits Programme and CARE A1+ for Short Term Bank Facilities.

In FY 2019, NRI deposits contributed to 8.6% of the Total Retail Deposits of the Bank. During the year, 1,602 NRI customers were sourced and 2,616 NRI accounts were opened.

In FY 2019, DCB Bank added 23 new relationships in Corporate Banking.In FY 2019, the Bank made gains by utilizing the trading opportunities in G-Sec presented by declining interest rates in the second half of the year.

The number of branches as on 31 March 2020 stood at 336 [188 Retail branches and 148 branches in Agri and Inclusive Banking (AIB)]. The Bank has 504 ATMs as on 31 March 2020.

The number of branches, as on March 31, 2021, stood at 352 [197 Retail branches and 155 branches in Agri and Inclusive Banking (AIB)].
The Bank had 410 ATMs as on 31 March 2021.

The number of branches, as on March 31, 2022, stood at 400 [221 Retail branches and 179 branches in Agri and Inclusive Banking (AIB)]. Out of which 71 branches in rural areas and 106 branches in semi-urban areas. The Bank had 349 ATMs as on March 31, 2022.

The number of branches, as on March 31, 2023, stood at 427 [233 Retail branches and 194 branches in Agri and Inclusive Banking (AIB)]. Of these, 80 branches in rural areas and 108 branches in semi-urban areas. The Bank had 396 ATMs as on March 31, 2023.

The number of branches, as on March 31, 2024, stood at 442 [242 Retail branches and 200 branches in Agri and Inclusive Banking (AIB)]. Of these, 82 branches in rural areas and 111 branches in semi-urban areas. The Bank had 418 ATMs as on March 31, 2024.

Parent organization MNC Associate
NSE symbol DCBBANK
Founded 1995
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Frequently Asked Questions

What is the Share Price of DCB Bank Ltd?

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The share price of DCB Bank Ltd for NSE is ₹ 134.02 and for BSE is ₹ 134.

What is the Market Cap of DCB Bank Ltd?

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The market cap of DCB Bank Ltd for NSE is ₹ 42,47.90 Cr. and for BSE is ₹ 0.0 Cr. as of now.

What is the 52 Week High and Low of DCB Bank Ltd?

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The 52 Week High and Low of DCB Bank Ltd for NSE is ₹ 145.90 and ₹ 101.41 and for BSE is ₹ 145.95 and ₹ 101.35.

How to Buy DCB Bank Ltd share?

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You can trade in DCB Bank Ltd shares with Bajaj Broking by opening a Demat Account.

What is 1 year return for DCB Bank Ltd?

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The 1 year returns on the stock has been -3.24%.

What is the Current Share Price of DCB Bank Ltd?

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DCB Bank Ltd share price is for NSE ₹ 134.02 & for BSE ₹ 134 as on Apr 30 2025 03:29 PM.

What is the Market Cap of DCB Bank Ltd Share?

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The market cap of DCB Bank Ltd for NSE ₹ 42,47.90 & for BSE ₹ 0.0 as on Apr 30 2025 03:29 PM.

What is the P/E Ratio of DCB Bank Ltd Share?

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As on Apr 30 2025 03:29 PM the price-to-earnings (PE) ratio for DCB Bank Ltd share is 6.90.

What is the PB ratio of DCB Bank Ltd Share?

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As on Apr 30 2025 03:29 PM, the price-to-book (PB) ratio for DCB Bank Ltd share is 171.74.

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