What is ESOP Funding?
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ESOP Funding is a facility that helps you buy your vested stock options when you do not want to use your own savings.
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You can apply for funding if your company is empanelled with us.
Funds are typically disbursed within a few working days of approval.
All fees and costs are disclosed upfront, ensuring full transparency throughout your journey.
Repayment periods range from 7 days to 36 months, allowing you to pay back as per your convenience.
Submit only essential documents such as KYC, income proof, and ESOP grant details to get started.
Here are the documents you will need to submit while applying:
Additional documents may be requested based on your profile or employer’s policies.
The final amount is calculated based on the CMP of share and ESOP grant details.
Particulars | Details |
---|---|
Interest Rate | 9% per annum onwards |
Processing Fees | 0.30% plus applicable taxes |
Prepayment Charges | Nil |
Foreclosure Charges | Nil |
Brokerage | 0.20% plus applicable taxes |
Invocation Charges | 0.02% of CMP plus applicable taxes |
Share Transfer Charges | 0.02% of CMP plus applicable taxes |
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ESOP Funding is a facility that helps you buy your vested stock options when you do not want to use your own savings.
Funding generally starts from ₹2 lakh.
It is a facility that helps employees access funds to buy their vested stock options without using personal savings.
Employees can avail ESOP funding of up to ₹175 crore, depending on their company, stock valuation, and individual eligibility.
The tenure generally ranges from 7 days to 36 months, depending on the loan amount and the structure opted by the applicant.
The interest rate starts from 9% p.a. and will be charged on a pro-rata basis for the actual number of days the funds are utilized.
Yes, if your ESOPs are vested and your corporate is on the empanelled list, you can avail a funding against them.
Charges include processing fees, brokerage, invocation charges, share transfer charges.
You retain your vested ESOPs but must exercise them within a specific period, as defined by your company’s exit policy.
ESOPs offer ownership benefits and wealth-building potential, but returns depend on company performance and market conditions.
No, ESOPs are not cash accounts. You can only exercise and sell shares when permitted by your company or during a liquidity event.
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