Get Quick Personal Loans

Easily apply for personal loans online tailored to your specific needs, allowing you to borrow the exact amount required. Whether it's for a medical emergency, wedding expenses, higher education, or any other reason, we offer loans with repayment terms that fit your budget.

 

 

Eligibility to Apply for Personal Loans

Eligibility Criteria

Nationality: Indian

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Age: Between 21 to 80 years*

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Employment: Employed with public, private, or MNCs

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CIBIL Score: 685 or higher

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Monthly Salary: Starting from ₹25,001, varies by city

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Here are the documents required:

KYC documents (Aadhaar, Passport, Voter's ID, etc.)

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PAN card

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Salary slips (last 3 months)

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Bank statements (last 3 months)

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Utility bills for address proof

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Personal Loans – All You Need to Know

Bajaj Broking offers three personal loan options to suit all your needs. The Flexi Term Loan offers adjustable repayments, allowing for extra withdrawals or prepayments without fees, ideal for fluctuating financial needs. The Flexi Hybrid Loan features initial interest-only EMIs, shifting later to include principal, while the Term Loan provides a fixed monthly payment plan, covering both principal and interest, suited for those who value a predictable repayment schedule.

 

 

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Frequently Asked Questions

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For what purpose can a Personal Loan be used?

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Personal Loans can be utilized for various purposes including:

Medical emergencies

Wedding expenses

Home expenditures

What are the documents required for a personal loan?

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Necessary documents include:

Passport-size photographs

KYC documents (Aadhaar, PAN, voter's ID, etc.)

Bank account statements for the previous 3 months

Salary slips for the last 3 months

What are the eligibility criteria for availing a personal loans?

Answer Field
  • Age between 21 years and 80 years*
  • Salaried individual employed with an MNC, public, or private company
  • Residing citizen of India

 

If you meet the salary requirement based on your city of residence, you can qualify for the loan.

What is the minimum salary required to get a personal loan?

Answer Field

The minimum salary criteria for a Personal Loan is Rs. 25,001, varying by city of residence.

Can I make part-prepayments on my Personal Loan?

Answer Field

Yes, you can part-prepay your loan amount in a few simple steps by vising the customer portal.

What happens if I miss a payment on my Personal Loan?

Answer Field

Missing a payment on your Personal Loan may result in late fees or penalties, and it can also negatively impact your CIBIL score.

How long does it take to receive approval for a Personal Loan?

Answer Field

The approval process for a Personal Loan is usually swift, often taking only a few minutes or, in certain instances, a few days, upon submission of all necessary documents and completion of the application process.

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