HDFC Mutual Fund, managed by HDFC Asset Management Company, offers a diverse range of investment options. With a well-established presence and multiple schemes, it provides investors with opportunities to grow their wealth while catering to different financial goals.
About HDFC Mutual Fund
HDFC Mutual Fund is a leading asset management company that provides a range of investment options across equity, debt, and hybrid categories. Established in 1999 as a joint venture between HDFC and ABRDN Investment Management Limited, it was later listed on the stock exchange in 2018. As of March 2023, it manages assets worth ₹4.4 trillion and had an AUM of ₹4,49,169 crore as of February 2023. In the first quarter of FY 2024, it held an 11.3% market share in the mutual fund sector.
The fund house offers a total of 86 schemes, including 31 equity funds, 26 debt funds, and 7 hybrid funds, catering to various investment needs. With an extensive presence across 200 cities through 228 branches, it ensures easy accessibility for investors. The company is backed by a 29-member investment team that brings vast experience in fund management. In addition to its mutual fund offerings, HDFC Mutual Fund provides portfolio management and segregated account services for high-net-worth individuals.
Key Information: HDFC Mutual Fund
HDFC Mutual Fund is one of India's leading asset management companies, providing a wide range of investment options. Below is a summary of key details:
Key Detail
| Information
|
Founding Year
| 1999
|
AMC Incorporation Date
| 10th December 1999
|
Headquarters
| Mumbai
|
Sponsors
| HDFC Ltd. and Abrdn Investment Management Ltd. (formerly Standard Life Investment)
|
Trustee Organisation
| HDFC Trustee Company Ltd.
|
Total AUM
| ₹7.8 Trillion (as of 31st December 2024)
|
Chairman
| Mr. Deepak Parekh
|
MD & CEO
| Mr. Navneet Munot (since 16th February 2021)
|
Board Members
| Mr. Annaswamy Vaidheesh, Mr. Bhavesh Zaveri, Mr. Dindayal Jalan, Mr. Vimal Bhandari, Mr. Dhruv Kaji, Mr. Jairaj Purandare, Mr. Parag Shah, Ms. Renu Sud Karnad, Ms. Roshni Nadar Malhotra, Mr. Sanjay Bhandarkar, Mr. V. Srinivasa Rangan
|
How To Invest in the HDFC Mutual Fund via Bajaj Broking?
Investing in HDFC Mutual Funds through Bajaj Broking is a simple and structured process. Here’s how you can start:
Step 1: Open a Demat Account and trading account with Bajaj Broking if you do not already have one. The account opening process is fast, requiring minimal documentation.
Step 2: Complete KYC formalities by uploading PAN, Aadhaar, and other necessary documents online.
Step 3: Log in to your Bajaj Broking account with your credentials.
Step 4: Navigate to the 'Mutual Funds' section and search for HDFC Mutual Fund schemes.
Step 5: Compare funds based on factors like past performance, risk level, sectors invested in, and expense ratio.
Step 6: Select your preferred scheme, choose either SIP or Lump Sum as your investment mode.
Step 7: Enter the amount, select your payment method (Net Banking or UPI), and confirm your investment.
Step 8: Track your investments regularly using Bajaj Broking's dashboard and portfolio analysis tools.
Mutual funds are a long-term commitment. Review all factors carefully before investing.
Documents Required to Invest in HDFC Mutual Fund
To invest in HDFC Mutual Funds, ensure you have the following documents ready:
PAN Card: A mandatory document for all financial transactions.
Proof of Identity: Aadhaar card, passport, voter ID, driving licence, or NREGA job card.
Proof of Address: The same document as proof of identity may be used if it includes your current address.
Bank Account Details: A cancelled cheque may be required for seamless transactions.
Photographs: Recent passport-size photographs may be needed.
Keeping these documents ready will ensure a smooth and hassle-free investment experience in HDFC Mutual Funds.
List of HDFC Mutual Funds to Invest in India
HDFC Mutual Funds offer a variety of investment options catering to different financial goals and risk appetites. Below is a detailed breakdown of various funds, including their returns, risk levels, and suitability.
Fund Name
| CAGR
| Benchmark Returns
| NAV (as of March 2025)
| Risk Level
| Suitable For
| Suggested Investment Period
|
HDFC Banking and PSU Debt Fund
| 7.96%
| 7.37%
| 23.26
| Moderate Risk
| Income Solutions
| More than 12 months
|
HDFC BSE 500 ETF
| 15.11%
| 15.49%
| 33.98
| Very High Risk
| Wealth Creation
| More than 3 years
|
HDFC BSE 500 Index Fund
| 16.95%
| 17.84%
| 14.32
| Very High Risk
| Wealth Creation
| Long-term
|
HDFC BSE SENSEX ETF
| 13.66%
| 13.71%
| 85.72
| Very High Risk
| Wealth Creation
| Long-term
|
HDFC Large Cap Fund
| 13.74%
| 13.00%
| 1159.80
| Very High Risk
| Wealth Creation
| 3 years and above
|
HDFC Arbitrage Fund
| 6.41%
| 5.83%
| 19.77
| Low Risk
| Income Solutions
| 3-6 months
|
HDFC Balanced Advantage Fund
| 15.31%
| 10.62%
| 526.45
| Very High Risk
| Wealth Creation
| 3 years and above
|
HDFC Banking & Financial Services Fund
| 12.32%
| 10.65%
| 16.13
| Very High Risk
| Wealth Creation
| 3 years and above
|
HDFC Asset Allocator Fund of Funds
| 15.46%
| 11.31%
| 17.97
| High Risk
| Wealth Creation
| 3 years and above
|
HDFC Equity Savings Fund
| 10.22%
| 9.25%
| 70.40
| Moderately High Risk
| Income Solutions
| More than 24 months
|
HDFC Flexi Cap Fund
| 16.44%
| 13.67%
| 2000.40
| Very High Risk
| Wealth Creation
| Long-term
|
HDFC Gold ETF Fund of Fund
| 7.54%
| 8.77%
| 27.92
| High Risk
| Wealth Creation
| Long-term
|
HDFC Banking and PSU Debt Fund
This fund primarily invests in debt securities issued by banks, public sector undertakings (PSUs), and public financial institutions. It aims to provide stable returns with moderate risk. It is ideal for investors seeking regular income with a suggested investment period of over 12 months.
HDFC BSE 500 ETF
An exchange-traded fund (ETF) that tracks the BSE 500 Index, this fund provides exposure to a broad range of large, mid, and small-cap stocks. It is suited for investors looking for wealth creation over a long-term horizon with very high risk.
HDFC BSE 500 Index Fund
A passively managed index fund, this scheme mirrors the performance of the BSE 500 Index. It is designed for investors seeking diversified equity exposure at a lower cost. As an index fund, it carries very high risk but offers potential long-term growth.
HDFC BSE SENSEX ETF
This ETF replicates the performance of the SENSEX, comprising India’s top 30 large-cap stocks. It is ideal for long-term investors looking to benefit from blue-chip companies' growth while handling market fluctuations.
HDFC Large Cap Fund
This fund focuses on large-cap companies with a proven track record of stability and consistent growth. It is suited for investors looking for wealth creation with a lower risk than mid and small-cap funds. A holding period of at least three years is recommended.
HDFC Banking & Financial Services Fund
A sectoral fund that invests in banking and financial companies, it aims to capitalise on India’s growing financial sector. Given its concentrated exposure, it carries very high risk and is best for experienced investors with a long-term horizon.
HDFC Arbitrage Fund
This fund exploits price differences in cash and derivative markets, providing low-risk returns. It is a good option for conservative investors looking for stable income over a short period of 3 to 6 months.
HDFC Balanced Advantage Fund
This dynamic asset allocation fund invests in both equity and debt based on market conditions. It seeks to manage risk while maximising returns. Best suited for investors looking for long-term wealth creation with high-risk tolerance.
HDFC Asset Allocator Fund of Funds
This fund-of-funds scheme allocates investments across different asset classes, such as equity, debt, and gold, to balance risk and return. It is suited for long-term investors seeking diversification with a high-risk appetite.
HDFC Equity Savings Fund
A hybrid fund combining equity, debt, and arbitrage strategies, it offers moderate risk with potential capital appreciation. It is ideal for investors looking for a mix of income and growth over more than 24 months.
HDFC Flexi Cap Fund
This actively managed equity fund invests across large, mid, and small-cap stocks, offering diversified exposure. It is designed for long-term investors seeking wealth creation while handling very high risk.
HDFC Gold ETF Fund of Fund
This fund-of-funds scheme invests in the HDFC Gold ETF, providing indirect exposure to gold prices. It is suitable for investors looking to hedge against inflation and diversify their portfolio with a long-term perspective.