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Lumpsum Calculator

 

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Returns Estimator

Estimation is based on the past performance

Enter Monthly Investment Amount

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1Yr
30Yrs
8%
30%
The total value of your investment after1 Year will be
0,00,000

Invested Amount

00000

Est. Returns

00000

Popular Mutual Funds

Scheme Name
Expense Ratio 1Y Returns

HDFC Silver ETF Fund of Fund - Regular (G)

Regular Fund | FoFs Domestic

0.60% 167.09% p.a.

Nippon India Silver ETF FOF (G)

Regular Fund | FoFs Domestic

0.59% 167.09% p.a.

ICICI Pru Silver ETF Fund of Fund (G)

Regular Fund | FoFs Domestic

0.65% 166.14% p.a.

Aditya Birla SL Silver ETF FOF (G)

Regular Fund | FoFs Domestic

0.67% 166.70% p.a.

AXIS Silver Fund of Fund - Regular (G)

Regular Fund | FoFs Domestic

0.71% 164.58% p.a.

What is a Margin Calculator in Trading?

A margin calculator helps traders estimate the margin required to open a trade based on the lot size, product type, and leverage offered by the broker. Instead of working out the numbers manually, you simply enter the contract, quantity, and segment to get the exact margin required.

It helps you:

  • Plan your capital before entering a trade
  • Avoid order rejections due to insufficient margin
  • Compare margin requirements across different segments
  • Manage risk by understanding your upfront cost

How Is the Margin Requirement Calculated?

The margin requirement is calculated based on the total trade value and the leverage allowed in that segment. The basic formula is:

Margin Required = (Trade Value ÷ Leverage)

Where:

  • Trade Value = Price × Quantity
  • Leverage = Multiplier offered in that segment

Example:

If you buy 1 lot of a stock futures contract worth ₹5,00,000 and the broker offers 5x leverage,
Margin Required = 5,00,000 ÷ 5 = ₹1,00,000

A margin calculator performs this automatically and also factors in:

  • SPAN margin
  • Exposure margin
  • Exchange-mandated requirements

Types of Margin

There are different types of margins in trading, especially in the F&O segment:

  • SPAN Margin

    – This is the Standardised Portfolio Analysis of Risk. It calculates the maximum loss your position may face under multiple market scenarios. Since it updates several times a day, SPAN margins change based on volatility and market movements.
  • Exposure Margin

    – Charged over and above SPAN. This serves as an additional safety layer to protect against unexpected market swings.
  • VaR Margin

    – Value at Risk margin applies mainly to equity trades. It estimates the likelihood of loss based on historical price movements and volatility.
  • ELM (Extreme Loss Margin)

    – A compulsory exchange-defined margin for equities to protect against sudden, sharp price shocks.

When Do You Need a Margin Calculator?

You need a margin calculator whenever you place trades in segments like equity intraday, futures, options writing, or currency trading. It helps you check the exact margin required for each order so you don’t face any surprises after executing the trade.

It is useful when you want to:

  • Compare margin across different stocks or contracts
  • Understand how leverage affects capital requirements
  • Plan trades without blocking unnecessary funds
  • Evaluate multiple trade setups before entering the market

How to Use the Bajaj Broking Margin Calculator?

To use the Bajaj Broking Margin Calculator,

  • Select the exchange (NSE or BSE).
  • Product segment (Futures or Options),
  • Enter Scrip,
  • Your action (Buy or Sell), and
  • Quantity.

Once these inputs are added, the calculator instantly shows the span margin, exposure margin, total margin, and any margin benefit. This helps you clearly understand your margin obligation and plan your capital before placing the trade.

Frequently Asked Questions

Is the Bajaj Broking lumpsum calculator useful for investment planning?

Answer Field

Yes, the Bajaj Broking lumpsum calculator is extremely useful for investment planning as it gives you a clear idea of how your money could potentially grow over time. 

When should we use a lumpsum investment strategy?

Answer Field

You can use a lumpsum investment strategy if you have a large amount of liquid funds available or when the market is low, so you can minimise the initial investment cost. 

Is a lumpsum calculator easy to use?

Answer Field

Yes, a lumpsum calculator is extremely easy to use as it only requires three simple inputs. Even beginners can easily use this tool online without any guidance or hassle. 

What are the different ways to invest in mutual funds?

Answer Field

You can choose to invest a lumpsum amount in mutual funds or start a SIP, where you invest smaller fixed sums at periodic intervals.

Which has more benefits lumpsum or SIP investments?

Answer Field

A lumpsum investment may be more beneficial in a bullish market as it allows you to capitalise on the growth opportunity. A SIP, however, spreads your investment over time and leverages market volatility to your advantage. 

Is an online lumpsum calculator accurate?

Answer Field

An online lumpsum calculator gives results using a universal equation for compound interest. It calculates the estimated full value of your investment based on your investment amount, investment length, and the expected rate of return. Based on the inputs you provide, the results will be mathematically accurate because it only allows you to put real numbers in that will provide a logical outcome. It demonstrates how a one-time investment will grow.

Are SIP and lumpsum calculators the same?

Answer Field

SIP and lumpsum calculators are not the same. A lumpsum calculator will assess the projected value of a one-time investment, while a SIP calculator will assess the returns from periodic investments. They both utilize the principles of compounding, as they are just fundamentally different investment strategies that have their own mechanisms for calculating returns.

What details do I need to enter in a lumpsum calculator?

Answer Field

A lumpsum calculator requires three pieces of information: the one-time amount you will invest, the number of years, and the expected annual return on your investment. Once all that information is provided to the calculator, it will then provide you with your total value, the estimated returns, and the amount you will have spent by a compounding interest calculation in just a few moments.

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