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ICICI Lombard Q4 Profit Falls 1.9%, Declares ₹7 Final Dividend

Synopsis:

ICICI Lombard reported a 1.9% drop in Q4 net profit at ₹509.6 crore. However, FY25 PAT surged 30.7% to ₹2,508 crore. The board declared a ₹7 final dividend. ICICI Lombard share price closed 6.5% higher at ₹1,830.


ICICI Lombard General Insurance Company posted a slight 1.9% year-on-year decline in net profit for the March quarter at ₹509.6 crore. In contrast, its full-year FY25 performance reflected strong growth, with profit after tax rising by 30.7% to ₹2,508 crore from ₹1,919 crore in FY24. The board also announced a final dividend of ₹7 per share, taking the total dividend payout for the year to ₹12.5 per share.

Also read: CCI Approves Aster DM–Quality Care Merger; New Entity Named Aster DM Quality Care

ICICI LOMBARD GIC LIMITED

Trade

1876.520.40 (1.09 %)

Updated - 30 April 2025
1890.70day high
DAY HIGH
1847.20day low
DAY LOW
906449
VOLUME (BSE)

Key Takeaways

  1. Q4 net profit fell 1.9% YoY to ₹509.6 crore.

  2. FY25 PAT jumped 30.7% to ₹2,508 crore.

  3. Final dividend declared at ₹7 per share.

  4. GDPI for FY25 rose 8.3% to ₹26,833 crore.

  5. Operating profit for Q4 fell 25.9% to ₹415.9 crore.

  6. Solvency ratio stood strong at 2.69x.

  7. ICICI Lombard share price rose 6.5% to ₹1,830.

Also read: Oil India Wins 9 Blocks in OALP Round-IX, Acreage Jumps 85%

Premium Growth, Underwriting Loss, and Profitability

Gross premium income for Q4 grew 10.2% year-on-year to ₹6,903.9 crore. However, operating profit declined by 25.9% to ₹415.9 crore, reflecting underwriting pressures. The underwriting loss reduced slightly to ₹209.7 crore from ₹235.6 crore a year earlier.

For FY25, ICICI Lombard’s Gross Direct Premium Income rose 8.3% to ₹26,833 crore, ahead of the general insurance industry’s 6.2% growth. When adjusted for new IRDAI norms, its GDPI growth stood at 11%, surpassing the industry average of 8.6%.

ICICI Lombard Q4 & FY25 Performance Snapshot

Metric

Q4 FY25

Q4 FY24

FY25

FY24

Net Profit (₹ crore)

509.6

520.0

2,508

1,919

Gross Premium Income (₹ crore)

6,903.9

6,264.9

26,833

Operating Profit (₹ crore)

415.9

561.4

Underwriting Loss (₹ crore)

209.7

235.6

Combined Ratio (%)

102.5

102.3

Solvency Ratio (x)

2.69

Return on Avg Equity (%)

19.1

17.2

ICICI Lombard Share Price Sees Strong Movement

Ahead of its earnings announcement, ICICI Lombard share price climbed 6.5% on the BSE, closing at ₹1,830. The surge came amid expectations of strong annual growth and a generous dividend. With a robust solvency ratio and premium growth exceeding industry trends, ICICI Lombard share price remains a key focus for market participants tracking insurance sector performance. As financial year results continue to roll in, movement in the ICICI Lombard share price will reflect investor sentiment and outlook for the sector.

Also read: IndusInd Bank Finds ₹1,979 Crore Net Worth Hit in Derivatives Audit

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This content is for educational purposes only. Securities quoted are exemplary and not recommendatory.

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