1139

511676

GICHSGFIN

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GIC HOUSING FINANCE LTD Share Price Update

As of the latest trading session, GIC HOUSING FINANCE LTD is trading at ₹150.45, up by ₹0.67 or 0.44% from its previous close. The stock has moved between ₹149.43 and ₹151.00 today. Over the past year, the stock has delivered a return of -19.98%. In the last month, it has returned -3.44%.

GIC HOUSING FINANCE LTD performance

Today’s low Today’s high
₹ 149.43 ₹ 151.00
₹ 150.45
52 week low 52 week high
₹ 130.05 ₹ 206.00
₹ 150.45
Open Price ₹ 150.80
Prev. Close ₹ 149.77
Volume (Shares) 54150.00
Total traded value ₹ 81.46
Upper Circuit ₹ 179.72
Lower Circuit ₹ 119.82
info

Investment Returns

Over 1 Month -3.44% Over 3 Months -4.79% Over 6 Months -9.77% Over 1 Year -19.98%
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GIC HOUSING FINANCE LTD fundamentals


  • Market cap (Cr) 810.20
  • P/E Ratio (TTM) 5.25
  • Beta 0.88
  • Book Value / share 391.01
  • Return on equity 8.45%
  • EPS (TTM) 28.69
  • Dividend yield 0.00%
  • Net profit/quarter (Cr) 53.58
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  • Market cap (Cr) 810.40
  • P/E Ratio (TTM) 5.25
  • Beta 0.79
  • Book Value / share 391.01
  • Return on equity 8.45%
  • EPS (TTM) 28.69
  • Dividend yield 0.00%
  • Net profit/quarter (Cr) 53.58
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GIC HOUSING FINANCE LTD Financials

  • Key Results
  • Key Ratios
  • Balance sheet
  • Cash Flow
  • Competition
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Revenue
Net income
Particulars MAR 2026 (Values in Cr)
Revenue 270.68
Operating Expense 378.52
Net Profit 53.58
Net Profit Margin (%) 19.79
Earnings Per Share (EPS) 9.95
EBITDA 234.40
Effective Tax Rate (%) 15.31
Particulars DEC 2025 (Values in Cr)
Revenue 268.46
Operating Expense 390.83
Net Profit 43.61
Net Profit Margin (%) 16.24
Earnings Per Share (EPS) 8.10
EBITDA 230.52
Effective Tax Rate (%) 20.34
Particulars SEP 2025 (Values in Cr)
Revenue 266.32
Operating Expense 383.14
Net Profit 49.95
Net Profit Margin (%) 18.75
Earnings Per Share (EPS) 9.28
EBITDA 236.54
Effective Tax Rate (%) 18.31
Particulars JUN 2025 (Values in Cr)
Revenue 263.38
Operating Expense 458.95
Net Profit 7.35
Net Profit Margin (%) 2.79
Earnings Per Share (EPS) 1.36
EBITDA 155.26
Effective Tax Rate (%) 136.02
Particulars MAR 2025 (Values in Cr)
Revenue 268.33
Operating Expense 380.83
Net Profit 35.09
Net Profit Margin (%) 13.07
Earnings Per Share (EPS) 6.52
EBITDA 232.88
Effective Tax Rate (%) 36.75
Particulars MAR 2026 (Values in Cr)
Revenue 1068.84
Operating Expense 1611.44
Net Profit 154.49
Net Profit Margin (%) 14.45
Earnings Per Share (EPS) 28.69
EBITDA 856.72
Effective Tax Rate (%) 2.69
Particulars MAR 2025 (Values in Cr)
Revenue 1054.90
Operating Expense 1572.41
Net Profit 160.17
Net Profit Margin (%) 15.18
Earnings Per Share (EPS) 29.74
EBITDA 924.34
Effective Tax Rate (%) 22.38
Particulars MAR 2024 (Values in Cr)
Revenue 1048.01
Operating Expense 1576.11
Net Profit 151.16
Net Profit Margin (%) 14.42
Earnings Per Share (EPS) 28.07
EBITDA 929.31
Effective Tax Rate (%) 25.86
Particulars MAR 2023 (Values in Cr)
Revenue 1104.05
Operating Expense 1541.57
Net Profit 213.20
Net Profit Margin (%) 19.31
Earnings Per Share (EPS) 39.59
EBITDA 1002.23
Effective Tax Rate (%) 26.43
Particulars MAR 2022 (Values in Cr)
Revenue 1140.73
Operating Expense 1626.95
Net Profit 173.57
Net Profit Margin (%) 15.21
Earnings Per Share (EPS) 32.23
EBITDA 940.06
Effective Tax Rate (%) 24.66
Particulars MAR 2025 (Values in Cr)
Book Value / Share 364.67
ROE % 8.46
ROCE % 8.61
Total Debt to Total Equity 4.57
EBITDA Margin 84.94
Particulars MAR 2024 (Values in Cr)
Book Value / Share 339.43
ROE % 8.58
ROCE % 8.60
Total Debt to Total Equity 5.03
EBITDA Margin 86.93
Particulars MAR 2023 (Values in Cr)
Book Value / Share 315.39
ROE % 13.29
ROCE % 8.73
Total Debt to Total Equity 6.08
EBITDA Margin 88.82
Particulars MAR 2022 (Values in Cr)
Book Value / Share 280.39
ROE % 11.48
ROCE % 7.85
Total Debt to Total Equity 6.86
EBITDA Margin 81.34
Particulars MAR 2025 (Values in Cr)
Book Value / Share 364.59
ROE % 8.45
ROCE % 8.61
Total Debt to Total Equity 4.57
EBITDA Margin 84.92
Particulars MAR 2024 (Values in Cr)
Book Value / Share 339.39
ROE % 8.57
ROCE % 8.60
Total Debt to Total Equity 5.03
EBITDA Margin 86.91
Particulars MAR 2023 (Values in Cr)
Book Value / Share 315.39
ROE % 13.28
ROCE % 8.73
Total Debt to Total Equity 6.08
EBITDA Margin 88.82
Particulars MAR 2022 (Values in Cr)
Book Value / Share 280.40
ROE % 12.10
ROCE % 7.62
Total Debt to Total Equity 7.53
EBITDA Margin 81.34
Particulars MAR 2021 (Values in Cr)
Book Value / Share 252.01
ROE % 8.06
ROCE % 7.48
Total Debt to Total Equity 8.77
EBITDA Margin 77.63
Particulars MAR 2025 (Values in Cr)
Cash & Short Term Investments 58.82
Total Assets 10775.38
Total Liabilities 10775.38
Total Equity 1964.84
Share Outstanding 5
Price to Book Ratio 0.46
Return on Assets (%) 1.48
Return on Capital (%) 1.5
Particulars MAR 2024 (Values in Cr)
Cash & Short Term Investments 40.65
Total Assets 10470.56
Total Liabilities 10470.56
Total Equity 1828.83
Share Outstanding 5
Price to Book Ratio 0.59
Return on Assets (%) 1.44
Return on Capital (%) 1.46
Particulars MAR 2023 (Values in Cr)
Cash & Short Term Investments 89.61
Total Assets 10920.17
Total Liabilities 10920.17
Total Equity 1699.30
Share Outstanding 5
Price to Book Ratio 0.49
Return on Assets (%) 1.95
Return on Capital (%) 1.97
Particulars MAR 2022 (Values in Cr)
Cash & Short Term Investments 481.80
Total Assets 11929.04
Total Liabilities 11929.04
Total Equity 1510.76
Share Outstanding 5
Price to Book Ratio 0.47
Return on Assets (%) 1.45
Return on Capital (%) 1.46
Particulars MAR 2025 (Values in Cr)
Cash & Short Term Investments 57.59
Total Assets 10774.93
Total Liabilities 10774.93
Total Equity 1964.41
Share Outstanding 5
Price to Book Ratio 0.46
Return on Assets (%) 1.48
Return on Capital (%) 1.5
Particulars MAR 2024 (Values in Cr)
Cash & Short Term Investments 39.84
Total Assets 10470.42
Total Liabilities 10470.42
Total Equity 1828.65
Share Outstanding 5
Price to Book Ratio 0.59
Return on Assets (%) 1.44
Return on Capital (%) 1.45
Particulars MAR 2023 (Values in Cr)
Cash & Short Term Investments 88.88
Total Assets 10920.17
Total Liabilities 10920.17
Total Equity 1699.31
Share Outstanding 5
Price to Book Ratio 0.49
Return on Assets (%) 1.95
Return on Capital (%) 1.97
Particulars MAR 2022 (Values in Cr)
Cash & Short Term Investments 481.05
Total Assets 11929.10
Total Liabilities 11929.10
Total Equity 1510.82
Share Outstanding 5
Price to Book Ratio 0.47
Return on Assets (%) 1.45
Return on Capital (%) 1.46
Particulars MAR 2021 (Values in Cr)
Cash & Short Term Investments 90.63
Total Assets 12640.84
Total Liabilities 12640.84
Total Equity 1357.82
Share Outstanding 5
Price to Book Ratio 0.46
Return on Assets (%) 0.83
Return on Capital (%) 0.84
Particulars MAR 2025 (Values in Cr)
Net Income 206.70
Cash from Operations -75.65
Cash from Investing -87.02
Cash from Financing 122.45
Net change in Cash 17.90
Free Cash Flow -74.31
Particulars MAR 2024 (Values in Cr)
Net Income 204.16
Cash from Operations -84.59
Cash from Investing 63.50
Cash from Financing -619.39
Net change in Cash -33.84
Free Cash Flow -82.40
Particulars MAR 2023 (Values in Cr)
Net Income 289.85
Cash from Operations 702.95
Cash from Investing -212.85
Cash from Financing -1238.36
Net change in Cash -408.06
Free Cash Flow 704.35
Particulars MAR 2022 (Values in Cr)
Net Income 230.34
Cash from Operations 904.80
Cash from Investing -3.26
Cash from Financing -891.77
Net change in Cash 390.94
Free Cash Flow 905.01
Particulars MAR 2025 (Values in Cr)
Net Income 206.37
Cash from Operations -75.92
Cash from Investing -87.02
Cash from Financing 122.45
Net change in Cash 17.63
Free Cash Flow -74.58
Particulars MAR 2024 (Values in Cr)
Net Income 203.91
Cash from Operations -84.64
Cash from Investing 63.50
Cash from Financing -619.39
Net change in Cash -33.89
Free Cash Flow -82.45
Particulars MAR 2023 (Values in Cr)
Net Income 289.80
Cash from Operations 703.64
Cash from Investing -212.85
Cash from Financing -1238.36
Net change in Cash -407.37
Free Cash Flow 705.04
Particulars MAR 2022 (Values in Cr)
Net Income 230.40
Cash from Operations 910.19
Cash from Investing -3.95
Cash from Financing -891.77
Net change in Cash 390.25
Free Cash Flow 910.40
Particulars MAR 2021 (Values in Cr)
Net Income 134.55
Cash from Operations -179.04
Cash from Investing -13.84
Cash from Financing -557.91
Net change in Cash -23.87
Free Cash Flow -178.62
Company Name Price P/E P/B Market Cap 52 Week Low 52 Week High
ALFRED HERBERT (INDIA) LTD. 2835.75 6.95 0.38 218.35 2200.00 3974.00
BAJAJ HOLDINGS & INVS LTD 10485.50 14.31 1.59 116693.13 8597.50 14873.20
TATA INVESTMENT CORP LTD 668.75 78.03 1.15 33835.60 538.70 1184.00
Naperol Investments Limited 1437.10 23.31 0.90 825.90 801.00 2041.00
Company Name Price P/E P/B Market Cap 52 Week Low 52 Week High
ALFRED HERBERT (INDIA) LTD. 2835.75 7.00 0.39 218.35 2200.00 3974.00
ARAVALI SECURITIES & FINANCE L 4.15 0.00 -5.71 6.29 3.45 6.54
BAJAJ HOLDINGS & INVS LTD 10485.50 41.15 4.27 116693.13 8597.50 14873.20
GKW LIMITED 1747.00 146.68 2.71 1042.96 1375.00 2262.00

GIC HOUSING FINANCE LTD shareholding pattern

Holding
51.18%
42.4%
1.81%
4.59%
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GIC HOUSING FINANCE LTD Technicals Summary

  • EMA & SMA
  • Resistance and Support
  • Delivery and Volume
  • Beta
  • Price Change Analysis
150.45 0.45 redarrow
red-green-graph indicator
12 Bearish
4 Bullish
  • 5 Days 150.00
  • 26 Days 150.80
  • 10 Days 150.50
  • 50 Days 151.50
  • 12 Days 150.60
  • 100 Days 155.50
  • 20 Days 150.90
  • 200 Days 164.50
150.62 PIVOT
First Support 148.25 First Resistance 152.15 Second Support 146.72 Second Resistance 154.52 Third Support 144.35 Third Resistance 156.05
RSI 49.14 ADX 18.36 MACD -0.20 Williams % R -76.69 Commodity Channel Index (CCI) -71.39
Date 2026-05-22 Week 46478.00 Same Day 30906.00 Month 56222.00
1 Year 0.89 3 Year 1.22
Over 1 Month
-3.44% down
Over 1 Year
-19.98% down
Over 3 Months
-4.79% down
Over 3 Years
-3.80% down
Over 6 Months
-9.77% down
Over 5 Years
3.61% down

GIC HOUSING FINANCE LTD Corporate Actions

Dividend date Dividend amount Dividend type Record date Instrument type
25 Jun 2026 4.5 Final 26 Jun 2026 Equity shares
18 Jul 2025 4.5 Final 18 Jul 2025 Equity shares
28 Jun 2024 4.5 Final 28 Jun 2024 Equity shares
25 Aug 2023 4.5 Final 25 Aug 2023 Equity shares
01 Sep 2022 4.5 Final 02 Sep 2022 Equity shares
16 Sep 2021 4.0 Final 18 Sep 2021 Equity shares
03 Dec 2020 2.0 Final 05 Dec 2020 Equity shares
12 Sep 2019 5.5 Final 14 Sep 2019 Equity shares
20 Jul 2018 5.5 Final 24 Jul 2018 Equity shares
14 Jul 2017 5.0 Final 18 Jul 2017 Equity shares
14 Jul 2016 5.0 Final 16 Jul 2016 Equity shares
09 Jul 2015 5.0 Final 11 Jul 2015 Equity shares
02 Sep 2014 1.0 Special 04 Sep 2014 Equity shares
02 Sep 2014 5.0 Final 04 Sep 2014 Equity shares
18 Jul 2013 5.0 Final 20 Jul 2013 Equity shares
04 Jul 2012 4.5 Final 06 Jul 2012 Equity shares
14 Jul 2011 4.5 Final 16 Jul 2011 Equity shares
14 Jul 2011 1.0 Special 16 Jul 2011 Equity shares
15 Jul 2010 4.5 Final 17 Jul 2010 Equity shares
16 Jul 2009 4.0 Final 18 Jul 2009 Equity shares
16 Jul 2008 4.0 Final 18 Jul 2008 Equity shares
19 Jul 2007 3.0 Final 21 Jul 2007 Equity shares
02 Sep 2005 0.0 Final 06 Sep 2005 Equity shares
Dividend date Dividend amount Dividend type Record date Instrument type
25 Jun 2026 4.5 Final 26 Jun 2026 Equity shares
18 Jul 2025 4.5 Final 18 Jul 2025 Equity shares
28 Jun 2024 4.5 Final 28 Jun 2024 Equity shares
25 Aug 2023 4.5 Final 25 Aug 2023 Equity shares
01 Sep 2022 4.5 Final 02 Sep 2022 Equity shares
16 Sep 2021 4.0 Final 18 Sep 2021 Equity shares
03 Dec 2020 2.0 Final 05 Dec 2020 Equity shares
12 Sep 2019 5.5 Final 14 Sep 2019 Equity shares
20 Jul 2018 5.5 Final 24 Jul 2018 Equity shares
14 Jul 2017 5.0 Final 18 Jul 2017 Equity shares
14 Jul 2016 5.0 Final 16 Jul 2016 Equity shares
09 Jul 2015 5.0 Final 11 Jul 2015 Equity shares
02 Sep 2014 1.0 Special 04 Sep 2014 Equity shares
02 Sep 2014 5.0 Final 04 Sep 2014 Equity shares
18 Jul 2013 5.0 Final 20 Jul 2013 Equity shares
04 Jul 2012 4.5 Final 06 Jul 2012 Equity shares
14 Jul 2011 4.5 Final 16 Jul 2011 Equity shares
14 Jul 2011 1.0 Special 16 Jul 2011 Equity shares
15 Jul 2010 4.5 Final 17 Jul 2010 Equity shares
16 Jul 2009 4.0 Final 18 Jul 2009 Equity shares
16 Jul 2008 4.0 Final 18 Jul 2008 Equity shares
19 Jul 2007 3.0 Final 21 Jul 2007 Equity shares
02 Sep 2005 0.0 Final 06 Sep 2005 Equity shares

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GIC HOUSING FINANCE LTD Share Price

GIC Housing Finance Limited was incorporated on December 12, 1989 as 'GIC Grih Vitta Limited'. Name of the Company was thereafter changed from GIC Grih Vitta Limited to GIC Housing Finance Limited with effect from November 16, 1993. Company was formed with the main object of entering in the field of direct lending to individuals and other corporates to accelerate the housing activities in India. The Company's main business is to provide loans for the purchase or construction of residential units.

GIC Housing Finance Limited is a subsidiary of General Insurance Corporation of India. They provide loans to individuals and to persons/ entities engaged in construction of houses/ flats for residential purposes. Company has total 72 Branch Offices (including corporate office), 5 Satellite Offices and 4 Hub offices as on March 31, 2025.

The company was promoted by General Insurance Corporation of India and their erstwhile subsidiaries namely, National Insurance Company Ltd, The New India Assurance Company Ltd, The Oriental Insurance Company Ltd and United India Insurance Company Ltd together with erstwhile UTI, ICICI, IFCI, HDFC and SBI, all of them contributing to the initial share capital. HDFC, SBI, ICICI and SUUTI sold off their holding in the company and ceased to be the promoters of the company.

During the year 1989-91, the company started their operations in 8 locations. During the year 1991-92, they launched Employee and Builder Scheme Housing Scheme.

During the year 1994-95, the company started new services centres in Navi Mumbai, Vizag and Coimbatore. During the year 1996-97, they started the process of branch interlinking and computerization. During the year 2000-01, the company opened a service centre at Madurai in Tamilnadu. During the year 2001-02, they opened three service centres at Trichy (Tamil Nadu), Thane (Mumbai) and Noida (Delhi).

During the year 2009-10, the company opened their branches in tier two cities namely Baroda, Nagpur and Nasik. With this, the total number of branches as on 31st March 2010 stood at 27. They sanctioned Rs 77757 lakh under 'Apna Ghar Yojana' during the year.

The company had taken 'Special Contingency Insurance' with The New India Assurance Company Ltd, which covers Accidental Insurance and Mortgaged property Insurance of the borrowers of the company. Also, the company made a tie up with Kotak Mahindra Old Mutual Life Insurance Ltd for getting insurance cover on the life of the borrower to the extent of the 'outstanding home Loan'.

In December 2010, the company sold their investments in LIC Mutual Fund Asset Management Company Ltd and LIC Mutual Fund Trustee Company Pvt Ltd.During the year ended 31 March 2014, GIC Housing Finance opened its branches at Patna (Bihar), Ahmedabad (Gujarat), Yelahanka (Bangalore, Karnataka), Chandanagar (Hyderabad, Andhra Pradesh), Kalyan & Borivali (Maharashtra) and Dehradun (Uttarakhand).

During the year ended 31 March 2015, GIC Housing Finance opened its branches at Meerut (Uttar Pradesh), Boisar (Maharashtra), Ghaziabad (Uttar Pradesh), Margao (Goa), Dwarka (Delhi), Electronic City (Bengaluru), Garia (Kolkata) and Hadapsar (Maharashtra).

During the year ended 31 March 2016, GIC Housing Finance opened its branches at Greater Noida (Uttar Pradesh), Raipur (Chhattisgarh), Vijayawada (Andhra Pradesh), Vasai (Maharashtra) and Patiala (Punjab).During the year ended 31 March 2017, GIC Housing Finance opened its branches at Pitampura (Delhi), Hinjewadi (Maharashtra), Barasat (West Bengal), Mangalore (Karnataka) and Guwahati (Assam).

During the year ended 31 March 2018, GIC Housing Finance opened its branches at Kozhikode (Kerala), Nellore (Andhra Pradesh), Whitefield (Karnataka), Hubli (Karnataka) and Siliguri (West Bengal).

In 2018-19, the Company opened its Branches at Thrissur (Kerala), Surat (Gujarat), Suchitra (Hyderabad), Kengari (Karnataka) and Varanasi (Uttar Pradesh), which totaled to 75 offices. The Company opened 5 Satellite Offices in year 2022 to improve its geographical presence.

During the year 2022-23, Malout and Diamond Harbour service centers merged with nearest Branch offices i.e.., with Chandigarh Branch Office and Kolkata Branch Office respectively.

Parent organization General Insurance Corporation
NSE symbol GICHSGFIN
Founded 1989
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Frequently Asked Questions

What is the Current Share Price of GIC Housing Finance Ltd?

Answer Field

GIC Housing Finance Ltd share price is for NSE ₹ 150.45 & for BSE ₹ 150.50 as on May 22 2026 03:30 PM.

What is the Market Cap of GIC Housing Finance Ltd Share?

Answer Field

The market cap of GIC Housing Finance Ltd for NSE ₹ 0.00 & for BSE ₹ 0.00 as on May 22 2026 03:30 PM.

What is the 52 Week High and Low of GIC Housing Finance Ltd?

Answer Field

The 52 Week High and Low of GIC Housing Finance Ltd for NSE is ₹ 206.00 and ₹ 130.05 and for BSE is ₹ 206.00 and ₹ 130.15.

What is 1 year return for GIC Housing Finance Ltd?

Answer Field

The 1 year returns on the stock has been -19.98%.

What is the P/E Ratio of GIC Housing Finance Ltd Share?

Answer Field

As on May 22 2026 03:30 PM the price-to-earnings (PE) ratio for GIC Housing Finance Ltd share is 5.25.

What is the PB ratio of GIC Housing Finance Ltd Share?

Answer Field

As on May 22 2026 03:30 PM, the price-to-book (PB) ratio for GIC Housing Finance Ltd share is 391.01.

How to Buy GIC Housing Finance Ltd Share?

Answer Field

You can trade in GIC Housing Finance Ltd shares with Bajaj Broking by opening a demat account.

How to Buy GIC Housing Finance Ltd Share on Bajaj Broking App?

Answer Field

To buy GIC Housing Finance Ltd shares on the Bajaj Broking app, follow these steps:

• Login to the Bajaj Broking App

• Click on the Search Icon

• Search “GIC Housing Finance Ltd”

• Click on the BUY icon

• Place a buy order specifying the desired quantity of shares.

• Click BUY again to complete the purchase

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