What is the Current Share Price of City Union Bank Ltd?
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City Union Bank Ltd share price is for NSE ₹ 277.10 & for BSE ₹ 277.50 as on Nov 17 2025 01:05 PM.
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As of the latest trading session, CITY UNION BANK LTD share price is currently at ₹ 277.1, which is up by ₹ 6.51 from its previous closing. Today, the stock has fluctuated between ₹ 271.14 and ₹ 283.09. Over the past year, CITY UNION BANK LTD has achieved a return of 57.07 %. In the last month alone, the return has been 26.97 %. Read More...
| Particulars | SEP 2025 (Values in Cr) |
|---|---|
| Revenue | 1653.13 |
| Operating Expense | 455.08 |
| Net Profit | 328.59 |
| Net Profit Margin (%) | 19.87 |
| Earnings Per Share (EPS) | 4.43 |
| EBITDA | 1400.18 |
| Effective Tax Rate (%) | 20.55 |
| Company Name | Price | P/E | P/B | Market Cap | 52 Week Low/High |
|---|---|---|---|---|---|
| STATE BANK OF INDIA | 967.35 | 11.37 | 1.64 | 892923.79 | 679.65 / 971.15 |
| KOTAK MAHINDRA BANK LTD | 2075.15 | 22.22 | 2.45 | 412670.58 | 1688.70 / 2301.55 |
| FEDERAL BANK LTD | 236.25 | 14.73 | 1.60 | 58121.75 | 172.95 / 239.85 |
| HDFC BANK LTD | 988.85 | 21.01 | 2.82 | 1520524.34 | 812.13 / 1020.35 |
| ICICI BANK LTD. | 1371.90 | 18.39 | 2.97 | 980374.43 | 1187.00 / 1494.10 |
| Company Name | Price | P/E | P/B | Market Cap | 52 Week Low/High |
|---|---|---|---|---|---|
| STATE BANK OF INDIA | 967.35 | 12.51 | 1.81 | 892923.79 | 679.65 / 971.15 |
| KOTAK MAHINDRA BANK LTD | 2075.15 | 30.82 | 3.29 | 412670.58 | 1688.70 / 2301.55 |
| KARUR VYSYA BANK LTD | 249.80 | 11.47 | 2.02 | 24136.90 | 153.67 / 258.50 |
| FEDERAL BANK LTD | 236.25 | 15.28 | 1.65 | 58121.75 | 172.95 / 239.85 |
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For Q1 of FY 25-26, the company's revenue was ₹1,605 crore, and its profit for the period was ₹306 crore. The Net NPA ratio for the quarter stood at 1.20%. In the corresponding Q1 of FY 24-25, the revenue was ₹1,389 crore with a profit for the period of ₹264 crore. The Net NPA ratio for that quarter was 1.87%.
Date Source: screener.in, and corporate filings on NSE/BSE
For the fiscal year FY 24-25, the company reported revenue of ₹5,834 crore and a Net Profit of ₹1,124 crore. In the preceding year, FY 23-24, the revenue was ₹5,271 crore, and the Net Profit was ₹1,016 crore.
Date Source: screener.in, and corporate filings on NSE/BSE
The company's stock is worth ₹1.00 per share and pays a dividend of 0.98%. On August 1, 2025, the company announced a dividend for FY 2025-26 of ₹2 per share. For FY 2024-25, the company had paid a dividend of ₹1.50 per share with an ex-date of August 9, 2024.
Date Source: screener.in, and corporate filings on NSE/BSE
City Union Bank is one of India's leading private banks. It was created in Kumbakonam, Tamil Nadu, a temple town. Its long history has given it a unique personality that makes it stand out in today's financial world. This bank is a conservative, community-orientated institution that has always been focused on assisting the Micro, Small, and Medium Enterprise (MSME) and trade sectors of the South Indian economy. Despite the fact that it has modernised and added new technology, its fundamental values have not changed.
During the first seven decades of the bank's history, which began in 1904 when it was known as The Kumbakonam Bank, the primary focus was placing an emphasis on the establishment of a powerful regional brand. It expanded in a manner that was slow, steady, and relatively local. During much of this time, it grew by merging smaller, community-based banks in its home state. This made it more stable and helped it build a loyal client base that spans generations. This was the time when it became known as a relationship-driven organisation that helped local trade and farming. It was the first indication that it wanted to expand beyond its regional base when, in 1980, it opened its first branch outside of Tamil Nadu. Other branches were opened in the years that followed.
In the 1990s and 2000s, the bank worked on purposefully modernising itself, laying the groundwork for a modern financial organisation. There was a significant event that took place in 1990 when a licensed dealer permit for foreign currency was obtained. This enabled the company to fulfil the requirements for trade financing that were posed by its business clients as well as the growing number of non-resident Indians. The establishment of distinct departments for treasury, credit risk management, and loan evaluation contributed to the company's efforts to improve the professionalism of its operations. It also started making money in ways other than making loans. For example, it partnered with other companies to offer bancassurance and sell mutual funds. This was a time of slow change, not a big change.
During the 2010s, the bank avoided the aggressive and high-risk expansion that some of its rivals pursued, opting instead to take a cautious and steady approach to growth. The company wanted to grow slowly and steadily by opening new branches and ATMs in order to get more customers. Even though the company was starting to move towards digital, there was still a strong commitment to a physical, relationship-based way of doing things. When hackers from all over the world attacked the bank's SWIFT payment system in 2018, it tested the bank's conservative, process-oriented nature. The event showed how good the bank's internal controls were; its systems quickly found the fake transactions, which helped the bank get the money back and limit the damage. This helped it keep its reputation as a well-run, low-risk business.
City Union Bank's plan in recent years has been to digitise its core business in order to make lending to MSMEs and traders more efficient and scalable. Instead of making flashy consumer apps to compete with fintech companies, it has put its money into making basic processes better. The company's recent agreement with Newgen Software to establish a new Loan Origination System (LOS) for its retail and commercial loans is a good example of this. This is an excellent move that will expedite the process of making credit decisions, simplify the procedure for borrowing money, and reduce the number of operational issues that occur in the company's important business line. The bank takes a pragmatic approach to technology; it is not utilising digitalisation in order to alter what it is, but rather in order to improve what it has always been. It is still a tribute to conservative, fundamentals-driven banking in a world of finance that is always evolving.
Who is the CEO of City Union Bank Ltd?
As of now, City Union Bank Ltd is led by Mr. N. Kamakodi, who serves as the Managing Director and CEO. He has been with the bank for several years and has played a crucial role in its growth and expansion, particularly in enhancing its operations across urban, semi-urban, and rural areas in South India.
When was City Union Bank established?
City Union Bank Ltd was established on 31st October 1904 under the name The Kumbakonam Bank Ltd. Over the years, the bank has expanded its operations significantly, including an amalgamation with other local banks and a name change in 1987 to City Union Bank Ltd, reflecting its broader national presence.
What factors influence the CUB Share Price?
Several factors influence the CUB share price, including:
Is City Union Bank debt-free?
While City Union Bank Ltd maintains a robust balance sheet and focuses on lending to various sectors, including MSMEs and agriculture, the bank does carry liabilities like most banks. However, it has demonstrated consistent growth in assets and profitability. As of the latest reports, City Union Bank is not classified as "debt-free," but it continues to maintain healthy financial metrics and a strong credit rating.
What is the CAGR of CUB Share?
The Compound Annual Growth Rate (CAGR) of the CUB share has varied over different time frames:
How has the City Union Bank Share Price performed over the past year?
Over the past year, the City Union Bank share price has performed strongly, appreciating by 19%. This positive growth reflects the bank's solid financial performance, strategic branch expansion, and effective risk management practices, despite competitive pressures faced by the banking sector. The bank’s strong presence in South India and its focus on MSME lending have also contributed to investor confidence, driving the CUB share price upward.
City Union Bank Limited was originally incorporated on 31 October, 1904 with the name, 'The Kumbakonam Bank Limited'. The name of the Bank thereafter got changed to 'The Kumbakonam City Union Bank Limited' in 1965 and further the Bank got the name changed to 'City Union Bank Limited' in December, 1987.
City Union Bank is one of the leading scheduled commercial banks in the private sector with major presence in urban, semi-urban and rural centers in South India. The Bank is engaged in providing a wide range of Banking and Financial Services including Commercial Banking and treasury operations. Their products include savings accounts, current accounts, fixed deposits, cash certificates, VIP deposit, Flexifix deposits, CUB Smart deposits and tax saver gold deposit account.
Besides these, the Bank's services include automated teller machine (ATM) services, mail transfer, demand draft, phone transfer, standing instructions and nomination facility. The main focus of the bank is lending to MSME, Retail/Wholesale Trade with granular asset profile including providing short term and long term loans to agricultural sector.
The Bank's initial focus was on serving the regional market in the Thanjavur district of Tamil Nadu. In January 1930, the first Branch of the Bank was opened at Mannargudi in Tamil Nadu. Thereafter, branches opened in Nagapattinam, Sannanallur, Ayyampet, Tirukattupalli, Tiruvarur, Manapparai, Mayuram and Porayawithin oenty five years.
In the year 1957, the Bank took over the assets and liabilities of the Common Wealth Bank Ltd and as a result five branches, namely Aduthurai, Kodavasal, Valangaiman, Jayankondacholopuram and Ariyalur were added to the Bank. In April 1965, two other local banks, namely The City Forward Bank Ltd and The Union Bank Ltd were amalgamated with the Bank under a scheme of amalgamation with the resultant addition of six more branches, namely Kumbakonam-Town, Nannilam, Koradacherry, Tiruvidaimarudur, Tirupanandal and Kuttalam.
In November 1965, the Bank's first branch at Chennai was opened at Thiyagaraya Nagar. During the year 1968-1973, the Bank opened their branches at Eravancheri, Sembanarkoil, Tiruchirapalli, Madurai, Thanjavur, Dindigul, Keelapalur, Tirumakkottai, Kottur, Tiruvarur Town and Coimbatore. In the next three years, they opened the branches at Periyakulam, Mandaveli (Cehnnai), Pattukkottai, Triplicane (Chennai), Cuddalore, Pudukkottai, Chidambaram and Salem.
During the period 1977-1979, the bank opened ten more branches including those at George Town (Madras), Mount Road (Madras), Tirunelveli and Karaikudi. In September 1980, the first branch outside the state of Tamilnadu was opened at Sultanpet in Bangalore. They also opened the branches at the twin cities Hyderabad and Secunderabad in Andhra Pradesh.
Taking into account the bank's financial strength, managerial competence and consistent progress in all spheres of their activities, Reserve Bank of India granted an Authorised Dealers License to deal in Foreign Exchange business with effect from October 1990.
During the year 2000-01, the Bank set up an integrated Treasury Department at Chennai to ensure better management of funds. Also, they set up Credit Risk Management Department and Loan Review Department to evaluate and mitigate the risks associated with the operations of the bank. During the year 2001-02, they further strengthened credit rating systems by introducing entry level rating, pricing of loans based on rating of the borrowers. They expanded their network by opening branches at Tambaram, Tiruvanmiyur(Chennai), Tumkur(Karnataka) and Rajamundhry(Andhra).
During the year 2002-03, the Bank expanded their network by opening branches at Fort (Mumbai), Thrissur (Kerala), Kakinada and Tenali (Andhra), Palghat (Kerala). Also, they entered into a MoU with Life Insurance Corporation of India and National Insurance Co Ltd for selling insurance products.
During the year 2003-04, the Bank opened their new branches at Bhimavaram (Andhra Pradesh), Kovilpatti, Oppanakara Street (Coimbatore), Ashok Nagar (Chennai), Ameerpet (Andhra Pradesh). They obtained licence from Insurance Regulatory Authority of India (IRDA) to act as Corporate Agents in the composite insurance business. Also, they ntered into a franchise agreement for the Money Transfer Service Scheme of Western Union Financial Services Inc, USA with their agents in India AFL Pvt Ltd.
During the year 2005-06, the Bank opened their new branches at Udumalpet (Tamil Nadu), Indira Nagar (Bangalore), Cuddapah & Kurnool (Andhra Pradesh), Vashi (Mumbai), Tiruchengodu (Tamil Nadu), Vijayawada II & Guntur II (Andhra Pradesh). Also they installed 23 more ATMs at various branches. The Bank obtained licence to function as Depository Participant under National Securities Depository Ltd.
During the year 2006-07, the Bank expanded their network by opening branches at Kannur (Kerala), Hosur (Tamil Nadu), Jayanagar-Bangalore, Mysore (Karnataka), Chrompet, Madipakkam, Thoraipakkam and Trichy Cantonment (Tamil Nadu), Kottayam (Kerala), Malkajgiri, Srikakulam and Machilipatnam(Andhra Pradesh), Kangayam, Rasipuram, Tirukoilur, Dharapuram, Sattur, Krishnagiri and Paramakudi (Tamil Nadu). Also, they installed 25 more ATMs in various branches during the year.
During the year 2007-08, the Bank opened new branches at Belgaum, Hubli, Mangalore, Davengere (Karnataka) Prodattur, Warrangal (Andhra Pradesh), Gandhi Nagar, Kumbakonam (Tamil Nadu), Tiruvannamalai (Tamil Nadu), Sivaganga (Tamil Nadu), Nandyal (Andhra Pradesh), Ramanathapuram (Tamil Nadu), Thane (Maharashtra), Ichalkaranji & Nagpur (Maharashtra), Anantapur (Andhra Pradesh), Dharmavaram (Andhra Pradesh), Rajkot (Gujarat), Nashik (Maharashtra) and Devakottai (Tamil Nadu). Also, they installed 24 more ATMs in various branches during the year.
During the year 2008-09, the Bank expanded their network by opening branches at KK Nagar (Chennai), Maraimalai Nagar (Tamil Nadu), Chengalpet (Tamil Nadu), Fair Lands (Salem), Ellampillai (Salem), Nadukkadai (Thanjavur) Pallipalayam (Namakkal), R S Puram (Coimbatore), Perambalur (Tamil Nadu), Kolkatta (West Bengal), Ramanagara (Karnataka), Anna Nagar, Madurai (Tamil Nadu), Kelambakkam (Tamil Nadu), Nachiar Koil (Tamil Nadu), Rajaji Nagar (Bangalore - Karnataka), Kollam (Tamil Nadu), Madhurapuri (Tamil Nadu), Sirkazhi (Tamil Nadu), Banashankari (Karnataka), Hindupur (Andhra Pradesh), Thindal (Tamil Nadu), Kukatpally, Hyderabad and Dilsukhnagar, Hyderabad.
In 2009, the bank came out with a rights issue of equity shares in the ratio of 1:4 to reward the existing shareholders.
In 2012, the bank came out with a rights issue of equity shares in the ratio of 1:4 to reward the existing shareholders and employees under 'Employee Reservation Scheme'.
In 2014, City Union Bank raised Rs 350 crore in equity capital through QIP route.
The Board of Directors of the bank at its meeting held on 29 May 2017 recommended issue of bonus shares in the ratio of 1:10 i.e. one equity share of Re.1 each for every ten fully paid up equity shares held as on the record date, subject to the approval of the shareholders of the bank.
On 18 February 2018, City Union Bank informed the stock exchanges of international cyber attack on the bank's SWIFT payment system. The bank said that during its reconciliation process on 07 February 2018, it was found that three fraudulent transactions were initiated by the cyber criminals gaining access into the bank's system illegally. The bank immediately alerted the Correspondent banks to recall the funds. With its tight reconciliation systems, the bank could catch the cyber attack in three attempts. The bank said its SWIFT payment system is back to normal after ensuring adequate enhanced security in place.
During the FY2018, the Bank's total deposits increased by Rs 2,737 crore from Rs 30,116 crore to Rs 32,853 crore registering a growth of 9% over previous year. The Gross Advances of the Bank increased by Rs 4,127 crore to Rs 28,239 crore from Rs 24,112 crore, posting a growth of 17%. The yield on advances declined to 11.46% from 12.10% during the financial year due to stiff competition among Banks.
During May 2018, the Board of Directors of the Bank recommended the issue of 1 bonus equity share for every 10 equity shares of face value of Re 1/- each (1:10) already held by the shareholders on a record date subject to shareholders' approval by Postal Ballot and subsequently the bank has allotted 6,65,35,268 bonus equity shares.
During the FY2018, the Bank had expanded its branch network by adding 50 more branches and 141 ATM's across the country totalling 600 branches and 1,621 ATM's as on 31 March 2018.
During the FY2019, the Bank's total deposits increased by Rs 5,595 crore from Rs 32,853 crore to Rs 38,448 crore registering a growth of 17% over previous year. The Gross Advances of the Bank increased by Rs 4,826 crore to Rs 33,065 crore from Rs 28,239 crore, posting a growth of 17%. The yield on advances declined to 10.95% from 11.46% during the reporting year due to stiff competition among Banks.
During the FY2019, the Bank has opened 50 additional branches to total 650 branches and has 1,685 ATM's as on 31 March 2019.
The Bank started the marketing and distribution of Health Insurance and Mutual Fund products in tie up with Star Health and Allied Insurance Co. Ltd., for distribution of Health Insurance products, Integrated Enterprises India Ltd., for distribution of Mutual Fund products through online platform, BSE Star Mutual Fund to offer Mutual Fund products through web based platform and branch network and Finwizard Technology Pvt. Ltd. (widely known as FISDOM) to offer Mobile based Mutual Fund Investment solution.
During the FY 2020, the Bank has opened 50 additional branches to total 700 branches and has 1,793 ATMs as at 31st March 2020.
During the FY 2021, the Bank has opened 2 branches to total 702 branches and has 1,724 ATMs as at 31st March 2021.
During the year 2022, the Bank opened 25 additional branches to total 727 branches and has 1,732 ATM's as at 31st March 2022.
During the year 2023, the Bank opened 25 additional branches to total 752 branches and has 1,678 ATM's as at 31st March 2023.
During the year 2024, the Bank opened 48 additional branches to total 800 branches and has 1,677 ATM's as at 31st March 2024.
The total Business of the Bank stood at Rs. 1,02,138 crore in 2024 as compared to Rs 96,369 crore for 2023 registering a growth of 6%. The size of the Balance Sheet as on March 31, 2024 is Rs 70,826 crore as compared to Rs 66,595 crore last year recording an increase of 6%. The Bank's total Deposits for the year 2023-24 increased by Rs 3,259 crore to record Rs 55,657 crore from Rs 52,398 crore registering a growth of 6% over previous year. During the current year CASA increased by Rs 1,393 crore to record Rs 17,050 crore from Rs 15,657 crore. The cost of deposit of the Bank stood at 5.59% in FY 2024 as compared to 4.66% in FY 2023. The Total Income earned by the Bank increased for FY 2024 to record Rs 6,012 crore as against Rs5,525 crore in FY 2023, registering an increase of 9%.
During FY 2024, the Bank has tied up with M/s. Newgen Software Technologies Ltd for digitalisation of retail lending process and has launched NEWGEN Retail LOS.
Total Business of the Bank stood at Rs. 1,16,592 Crore in 2025 as compared to Rs 1,02,138 crore for 2024 registering a growth of 14%. The size of the Balance Sheet as on March 31, 2025 is Rs 77,623 crore as compared to Rs 53,066 crore in 2024, recording an increase of 10%. The Bank's total Deposits for the year 2024-25 increased by Rs 63,526 crore from Rs 55,657 crore registering a growth of 14% over previous year. During the current year CASA increased to Rs 18,119 crore from Rs 17,050 crore. The cost of deposit of the Bank increased by 5.85% in FY 2025 as compared to 5.59% in FY 2024. The Total Income earned by the Bank increased for FY 2025 to record Rs 6,732 crore as against Rs 6,012 crore in FY 2024, registering an increase of 12%.
The Bank opened 75 additional branches taking the count of total number of branches to 875, having nearly 1,736 ATMs as at March 31, 2025.
City Union Bank Ltd share price is for NSE ₹ 277.10 & for BSE ₹ 277.50 as on Nov 17 2025 01:05 PM.
The market cap of City Union Bank Ltd for NSE ₹ 20,889.40 & for BSE ₹ 0.00 as on Nov 17 2025 01:05 PM.
The 52 Week High and Low of City Union Bank Ltd for NSE is ₹ 283.09 and ₹ 142.91 and for BSE is ₹ 282.95 and ₹ 144.00.
The 1 year returns on the stock has been 57.07%.
As on Nov 17 2025 01:05 PM the price-to-earnings (PE) ratio for City Union Bank Ltd share is 16.58.
As on Nov 17 2025 01:05 PM, the price-to-book (PB) ratio for City Union Bank Ltd share is 133.94.
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