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Samajwadi Pension Yojana- Benefits, Working & How to Apply

In India, many families still struggle to make ends meet every day. Whether it is about basics like food and shelter or comfort, these are still luxuries for many. In such a situation, government aids like pensions and subsidies can be a huge relief. One such government aid is the Samajwadi Pension Yojana. 

The scheme is launched for the poor and needy families of Uttar Pradesh. It’s more than just a pension scheme; it’s an effort to reduce poverty and help people lead a more stable life. Are you or someone you know interested in learning more? This guide breaks it down in a clear and simple way. 

Note: Samajwadi Pension Yojana was halted in 2017 by the state government. The scheme has been revamped as the “Mukhyamantri Pension Scheme”. 

Source: Livemint, Hindustan Times 

Features of Benefits Pension Yojana

Here are some of the highlighting features and benefits of the Mukhyamantri Pension Scheme:

  • Guaranteed Pension/Income

Provides a guaranteed income at the time of retirement. The scheme offered a ₹500 monthly pension to registered poor families in Uttar Pradesh. 

  • No Contribution

Samajwadi Pension Yojana was a fully government-funded scheme. Hence, the beneficiaries did not have to make any contributions from their end. 

  • Digital Transfer (DBT)

Payments were made directly into beneficiary bank accounts via the Direct Benefit Transfer (DBT) system, reducing leakages and corruption.

  • Targeted to BPL Families

Beneficiaries were selected from Below Poverty Line (BPL) households in rural and urban areas. Families not receiving benefits from other central or state pension schemes were prioritised.

Source: Livemint, Economic Times 

How to Apply Online for Samajwadi Pension Yojana?

Samajwadi Pension Yojana was scrapped by the Uttar Pradesh government in 2017. The government ordered a review of the beneficiaries and halted the scheme. It is now known as the Mukhyamantri Pension Scheme. 

Here is how you can apply for it:

  • Visit the SSPY UP portal (search “SSPY UP pension portal official”) and click on “New Pension Registration.”

  • Choose the appropriate category: Old Age, Widow, or Disability/Leprosy Pension

  • Enter your Aadhaar number, linked mobile number, and complete OTP-based Aadhaar verification

  • Fill in personal details (name, age, address), BPL status, bank account, IFSC, and upload scanned documents 

  • Review your form and submit

Source: Livemint, Hindustan Times 

Details Required

These documents were required:

  • Aadhar card of the applicant

  • Proof of residence (ration card, voter ID, etc.)

  • BPL (Below Poverty Line) certificate

  • Bank account details (for DBT)

  • Recent passport-sized photograph

  • Income certificate from local authority

  • Age proof (if applicable)

Source: Hindustan Times 

Online Procedure

You may apply for the Mukhyamantri Pension Scheme through the SSPY UP portal. Click on New Pension Registration and follow the steps to complete the process. 

List of Samajwadi Pension

Here is the list of active pension schemes under the Mukhyamantri Pension Scheme:

  • Mukhyamantri Vriddha Pension Yojana (Old Age Pension)

  • Mukhyamantri Vidhwa Pension Yojana (Widow Pension)

  • Mukhyamantri Divyang Pension Yojana (Disability Pension)

  • Lepra Rogi Pension Yojana (Leprosy-Affected Persons). 

Working of the Scheme

The scheme works in simple steps. These are:

  • Applicants fill out and submit the form to the authority 

  • After review, the application may get passed and accepted

  • The pension begins after successful registration 

  • The pension amount is transferred monthly through Direct Benefit Transfer (DBT) into the beneficiary’s linked bank account. 

Pension Appreciation Conditions Under the Scheme

Unlike the old Samajwadi Pension Yojana, the Mukhyamantri Pension Yojana does not offer annual automatic increments based on conditions.

Read More: National Pension Scheme

Conclusion

The Mukhyamantri Pension Yojana in Uttar Pradesh is a vital social welfare initiative that supports the state's most vulnerable citizens, including the elderly, widows, the disabled, and individuals affected by leprosy. Though it replaced the discontinued Samajwadi Pension Yojana, the current scheme offers increased pension amounts and a more transparent, digital application process.

While it does not include performance-based increments like the previous scheme, it ensures regular financial support through Direct Benefit Transfer, helping beneficiaries live with dignity and financial stability.

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