What is the Current Share Price of Karnataka Bank Ltd?
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Karnataka Bank Ltd share price is for NSE ₹ 213.17 & for BSE ₹ 213.30 as on Dec 05 2025 03:30 PM.
As of the latest trading session, KARNATAKA BANK LIMITED share price is currently at ₹ 213.17, which is up by ₹ 0.67 from its previous closing. Today, the stock has fluctuated between ₹ 210.48 and ₹ 216.45. Over the past year, KARNATAKA BANK LIMITED has achieved a return of -2.58 %. In the last month alone, the return has been 19.92 %. Read More...
| Particulars | SEP 2025 (Values in Cr) |
|---|---|
| Revenue | 2179.18 |
| Operating Expense | 631.45 |
| Net Profit | 319.12 |
| Net Profit Margin (%) | 14.64 |
| Earnings Per Share (EPS) | 8.44 |
| EBITDA | 1871.03 |
| Effective Tax Rate (%) | 24.01 |
| Company Name | Price | P/E | P/B | Market Cap | 52 Week Low/High |
|---|---|---|---|---|---|
| STATE BANK OF INDIA | 971.40 | 11.42 | 1.65 | 896662.19 | 679.65 / 999.10 |
| KOTAK MAHINDRA BANK LTD | 2154.55 | 23.07 | 2.55 | 428486.78 | 1711.05 / 2301.55 |
| FEDERAL BANK LTD | 259.20 | 16.17 | 1.75 | 63784.56 | 172.95 / 262.00 |
| HDFC BANK LTD | 1003.10 | 21.32 | 2.86 | 1543019.64 | 812.13 / 1020.35 |
| Company Name | Price | P/E | P/B | Market Cap | 52 Week Low/High |
|---|---|---|---|---|---|
| STATE BANK OF INDIA | 971.40 | 12.57 | 1.82 | 896662.19 | 679.65 / 999.10 |
| KOTAK MAHINDRA BANK LTD | 2154.55 | 32.00 | 3.42 | 428486.78 | 1711.05 / 2301.55 |
| KARUR VYSYA BANK LTD | 248.30 | 11.40 | 1.87 | 23995.81 | 153.67 / 258.50 |
| FEDERAL BANK LTD | 259.20 | 16.78 | 1.81 | 63784.56 | 172.95 / 262.00 |
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For Q1 of FY 25-26, the company's consolidated revenue was ₹2,261 crore, and the profit for the period was ₹292 crore. The financing margin for this quarter was -0%, and the Net NPA ratio stood at 1.44%. In the corresponding Q1 of FY 24-25, revenue was ₹2,278 crore with a profit for the period of ₹400 crore. The financing margin was 11%, and the Net NPA ratio was 1.66%.
Date Source: screener.in, and corporate filings on NSE/BSE
For the fiscal year FY 24-25, the company reported consolidated revenue of ₹9,014 crore and a Net Profit of ₹1,272 crore. In the preceding year, FY 23-24, the consolidated revenue was ₹8,299 crore, and the Net Profit was ₹1,306 crore.
Date Source: screener.in, and corporate filings on NSE/BSE
The company's stock has a dividend yield of 2.81% and a face value of ₹10.0 per share. For FY 2025-26, the company has announced a dividend of ₹5 per share, with an ex-date of September 16, 2025. In comparison, in FY 2024-25, the dividend was ₹5.50 per share, with an ex-date of September 3, 2024.
Date Source: screener.in, and corporate filings on NSE/BSE
Karnataka Bank is about 100 years old. With a primary focus on the local community, it is a private sector bank that was established in the city of Mangalore, which is located on the coast. Although it is still a significant component of this legacy, it has undergone gradual and deliberate transformations over the course of the past twenty years. Without sacrificing its traditional values and commitment to the satisfaction of its customers, it has successfully transitioned from a traditional, brick-and-mortar lender to a modern, technology-enabled financial institution.
It was with the intention of establishing a robust regional business that the bank began its early history, which began with its formation in 1924. It grew throughout the majority of the 20th century by increasing its presence in the state of Karnataka, which is where it was founded. This was typically accomplished by combining smaller, regional banks. This strategy built a strong community and a devoted client base that formed the foundation of its retail business. Over the course of this period, the bank earned a reputation as a trustworthy institution in the region. In 1995, when it was first made available to the public, the turning point occurred. Because of this, it was able to acquire the funds necessary to upgrade and expand beyond its traditional bastion.
The bank went through a lot of big changes in technology as the new millennium began. An important change of this time was when the bank decided to use Infosys' Finacle as its core banking solution in 2000. This was far more than just an improvement to the bank's IT systems; it was the first step that brought the bank into the contemporary age and made everything else possible. Karnataka Bank could finally start offering online banking, link all of its branches, and join national payment networks thanks to this new technological platform. This big step forward in technology also set it on the path to becoming a "financial supermarket". It began working with insurance firms like MetLife and Bajaj Allianz to sell other people's products, a technique it still uses today.
In the 2010s, the company used a planned "phygital" approach that combined strong physical growth with digital improvements. On the one hand, the bank opened hundreds of new branches all throughout the country as part of a huge network expansion. That a significant number of these were located in rural areas that lacked banks is evidence that it is actively working towards the objective of achieving financial inclusion on a national scale. The fact that they made this commitment to maintain a robust physical presence was evidence that they knew the importance of maintaining personal contact in the banking industry. On the other hand, it continued to invest money in technology, modernising its fundamental banking system and introducing early forms of robotic process automation in order to make things run more smoothly within the bank.
Over the course of the past few years, Karnataka Bank has been implementing fundamental changes in order to prepare itself for a world that is increasingly going digital and becoming more competitive. This transformation is still in progress, as demonstrated by the establishment of a "Digital Centre of Excellence" and centralised loan processing hubs in 2021, as well as the opening of KBL Services Ltd., which is a wholly-owned subsidiary. Together, these developments demonstrate that this transformation is still ongoing. The objective is crystal clear: to divide the back-end operations from the sales and service divisions that deal with individuals who are customers. The organisation will become more adaptable and productive as a result of this. Karnataka Bank's story is one of careful reinvention, even if it doesn't make the news with big changes. This is the narrative of a classic institution meticulously re-engineering itself from the inside out so that it is ready for its second century. It does this by employing technology and strategic relationships.
1. Who is the CEO of Karnataka Bank Ltd?
The current CEO of Karnataka Bank Ltd is Srikrishnan Hari Hara Sarma, who serves as the Managing Director and Chief Executive Officer of the bank. He plays a crucial role in steering the bank towards growth and profitability while overseeing its various operations and strategic initiatives.
2. When was Karnataka Bank Ltd established?
Karnataka Bank Ltd was established on February 18, 1924, in Mangalore, Karnataka. The bank began its operations on May 23, 1924, and has since grown to become one of India's leading private sector banks, offering a wide range of financial products and services to individuals, businesses, and corporations.
3. What factors influence the Karnataka Bank Share Price?
Several factors influence the Karnataka Bank share price, including the bank’s Return on Equity (ROE), Net Interest Margin (NIM), and capital adequacy ratio. A strong ROE track record and consistent NIM of 3.24% have contributed to the bank's positive financial performance. Additionally, profit growth, loan book expansion, and dividend payout can also impact the stock price. Market analysts also take into account external factors such as economic conditions and interest rate changes when assessing the bank’s stock.
4. Is Karnataka Bank Ltd debt-free?
No, Karnataka Bank Ltd is not debt-free. However, it maintains a low debt level and has a healthy financial profile, including a strong capital adequacy ratio (CAR) of 18%. The bank has effectively managed its debt while maintaining profitability and ensuring a stable financial position. Its strong ROE and consistent growth have bolstered investor confidence.
5. What is the CAGR of Karnataka Bank Share?
The Karnataka Bank share has exhibited impressive growth over the years. The CAGR (Compound Annual Growth Rate) for the bank’s net profits is 22.65%. Over different time periods, the Karnataka Bank share price has experienced significant growth, with a 25% CAGR over 5 years and a 47% CAGR over the past 3 years. However, the stock has had a slight downturn in the past year, with a -4% return.
6. How has the Karnataka Bank Share Price performed over the past year?
The Karnataka Bank share price has experienced a decline of approximately -4% over the past year, moving from ₹229.00 to ₹220.40. This drop reflects the market's reaction to the bank's performance amid broader economic factors. Despite this, the bank's strong growth in profits and steady increase in earnings per share (EPS) have contributed to long-term investor interest. Over a three-year period, the stock has performed strongly, achieving a return of 48.03%.
Karnataka Bank Limited, a premier private sector bank, is a leading 'A' Class Scheduled Commercial Bank in India. The Bank is engaged in providing, a wide range of banking and financial services involving retail, corporate / wholesale banking, para-banking activities, treasury operation and foreign exchange business.
Karnataka Bank Limited was incorporated on February 18, 1924 as The Karnataka Bank Limited at Karnataka in Mangalore. The Bank was established to cater to the banking needs of the South Kanara Region. In May 23, 1924, the Bank obtained the certificate to commence business. In April 4, 1966, they received their license to carry on the banking business in India.
The Bank was promoted by B R Vysarayachar and other leading members of the South Kanara Region. Under the able guidance of K S N Adiga, the second chairman of the Bank who held the post for a period of 21 years, the Bank made significant progress thereby providing a strong foundation and as a result grew in stature in terms of number of branches, deposits, advances etc.
In the year 1964, the Bank took over the assets and liabilities of the Chitaldurg Bank Ltd. In the 1966, they took over the assets and liabilities of the Bank of Karnataka Ltd, Hubli and opened 14 new branches in places where the Bank of Karnataka Ltd was formerly functioned. In the year 1997, the Bank became an authorized dealer of foreign exchange and established specialized branches for financing foreign exchange, industry and agriculture, etc. In the year 1989, they opened a merchant banking division.
In the year 1995, the Bank came out with the public cum right issue aggregating Rs 81 crore. In the year 2000, they signed an MoU with Infosys Technologies Ltd for implementation of Finacle, a Core Banking Solution. In the year 2002, they made a pact with Corporation Bank for sharing ATM's. Also, they made a tie-up with MetLife India for the distribution of insurance products as a corporate agent.
In the year 2003, the Bank took up Corporate Agency for distribution of products of Bajaj Allianz General Insurance Co Ltd. The Bank in association with MetLife India launched K-Life a term product designed for SB/current account holders of the bank. Also, the Bank launched a credit product 'KBL Insta Cash' for consumption purposes, and 'KBL Vahana Mitra' for the purchase of new vehicles. The Bank along with Western Union Financial Services made tie-up with Bharat Overseas Bank to provide inbound money transfer services.
In the year 2004, the Bank launched the 'Gold Card Scheme' for the exporters. In the year 2005, the Bank launched real time gross settlement (RTGS) system under the name of Money Quick. Also, they inked an agreement with National Financial Switch for ATM connectivity and launched 'no frills' accounts. In the year 2006, they made a tie up with Franklin Templeton (I) Private Limited for distribution of their mutual funds. They launched CDSL-DP services at select branches.
In the year 2007, the Bank signed MoU with Allahabad Bank, Indian Overseas Bank, Sompo Japan Insurance Inc. and Dabur Investment Corporation to form a joint venture for undertaking General Insurance business.
During the year 2008-09, the Bank opend 16 branches at Moradabad, New Delhi - Karol Bagh, Thane, Mumbai - Vile Parle, Bommasandra, Bangalore - Chandra Layout, Bangalore - Sadashivanagar, Mysore - J P Nagar, Belgaum - Udyambag (Extension Counter upgraded), New Delhi - East of Kailash, Bangalore -Yelahanka New Town, Pune-Dhankawadi, Doddaballpur, Uppal Kalan, Bellandur and Hoskote.
The Bank added 30 ATM outlets at various locations. Also, they shifted 15 branches/ offices to new premises. The Bank won the prestigious Sun and NDTV Green IT award instituted by Sun Microsystems and NDTV, for use of eco efficient green technologies to run business.
During the year 2009-10, the Bank opened 17 branches in Patna, Kanakapura, Tambaram, Vellore, Dhanbad, Kolkata - Bhowanipore, Naganathapura, Gundlupet, New Delhi - Ashokvihar, Ujjain, Ghaziabad, Kancheepuram, Chennai - Annanagar (West), Brahmapur, Serillingampally, Durg and Rajarhat - Kolkata.
The Bank added 46 ATM outlets at various locations. Also, they shifted 16 branches/offices to new premises. In April 2010, the opened their 9th Regional Office at Hyderabad. The Bank bagged 'Special Award for use of IT for Internal effectiveness' for the year 2009, instituted by Institute for Development and Research in Banking Technology (IDRBT).
As on March 31, 2010, the Bank had 464 branches, 217 ATM outlets, 8 Regional Offices, one International Division, one Data Centre, one Customer Care Centre, 5 Service branches, 2 Currency Chests, 6 Extension Counters and two Central processing centers, spread across 20 states and 2 Union Territories. Further, for better ambience and improved customer service.
In September 2010, the Bank launched a new product exclusively for women, i.e. the new saving bank account for women named KBL Vanitah to encourage saving habit among the womenfolk and also to allay the fear of managing their wealth.
The Bank plans to increase their total number of business units to 780, by increasing the total number of branches to 480 and own ATM network to 300 by March 2011.
The Bank opened 50 new branches in 9 States - one each in the States of Andhra Pradesh, Chattisgarh, Haryana, Kerala and Chandigarh (U.T.), 34 in Karnataka, three in Maharashtra, four in Tamil Nadu, two each in Uttar Pradesh and West Bengal. Out of the 34 new branches opened in Karnataka, 13 are in Unbanked Rural Centres under Financial Inclusion Initiatives of the Bank. The Bank opened two more Regional Offices at Udupi & Tumakuru. Further, the Bank added 275 ATM outlets at various locations during the year 2015-16. The Bank has also 24x7 e-lobby facility at 25 locations. The Bank issued 9,42,35,441 equity shares of Rs10 each at a price of Rs70 per share including the premium of Rs60 per equity share on Rights basis in the ratio of 1 equity share for every 2 equity shares held aggregating Rs659.65 crore as per SEBI (ICDR) Regulations, 2009. The issue was subscribed by 1.85 times. After keeping in abeyance 98,575 entitlements pertaining to equity shares kept under Suspense Account, Board of Directors allotted 9,41,36,866 equity shares on 8 December 2016.
The Bank opened 40 new branches in 9 States one each in the States of Punjab and West Bengal, 2 each in the states of Andhra Pradesh, Delhi [U.T], Kerala and Tamil Nadu, 3 in Gujarat, 4 in Maharashtra and 23 in Karnataka. Out of these 40 branches, 10 branches [9 in the state of Karnataka and one in Kerala] have been opened in Unbanked Rural Centres under Financial Inclusion Initiatives of the Bank. Further, the Bank has added 117 ATM outlets at various locations during the year 2016-17. The Bank has also 24x7 e-lobby/mini e-lobby facility at 110 locations. Bank also has 10,314 POS (Point of Sale) machines across India.
The Bank opened 36 new branches in 11 states - one each in the States of Punjab, Tamil Nadu, Rajasthan, Delhi and Sikkim, 2 each in the States of Kerala, West Bengal, Andhra Pradesh and Telangana, 4 in Maharashtra and 19 in Karnataka. Out of these 36 branches, 8 branches have been opened in unbanked rural centres under financial inclusion initiatives of the Bank. The Bank has rolled out the Single Window Service concept at 44 branches during the Financial Year 2017-18 thus extending this facility to 64 branches as on 31 March 2018.
During the year 2019, the Bank opened 39 new branches in 5 States - 1 in the State of Gujarat, 2 in the state of Rajasthan, 3 in the state of Andhra Pradesh, 4 in the state of Telangana and 29 in the state of Karnataka. Out of these 39 branches, 9 branches have been opened in unbanked rural centres under financial inclusion initiatives of the Bank and 1 branch has been opened under Left Wing Extremism (LWE) an ected district. As on 31 March 2019, your Bank had 836 banking outlets and 1 extension counter spread across 22 States and 2 Union Territories.
During the year 2019, Bank has tied up with PNB Metlife India Insurance Co. Ltd. and LIC of India for distribution of life insurance products and Universal Sompo General Insurance Co. Ltd. and Bajaj Allianz General Insurance Co. Ltd. for distribution of general insurance products. Bank has also tied up with various Mutual Fund houses for distribution of mutual fund units.
During April 2019, the Bank tied up another insurance partner viz., Bharti AXA Life Insurance Co. Ltd. for the distribution of its life insurance products in the branches of the Bank.
During the year 2019, the Bank migrated Finacle Core Banking Solution to an upgraded version w.e.f. 10 February 2018 and the new version is providing better customer service. The Bank has undertaken several others IT projects like UPI iOS application, withdrawal of Cash from POS machines etc. Several enhancements have been made in Internet Banking, which includes on boarding, enabling of Digi-Locker and Green Pin features. Mailkoot service, which is bulk email facility, is implemented for Digital Marketing. Robotic Process Automation is implemented in several fields like Active Directory user maintenance. Bank has also taken up e-Waste management to ensure safe disposal of hazardous electronic waste.
During the FY2019, the the Bank has allotted 72,000 (Seventy Two Thousand) rated, unsecured, redeemable, non-convertible, BASEL III Compliant, Lower Tier 2 Subordinated Bonds in the nature of Debentures of Rs 1,00,0000 each, aggregating Rs 720 crore in two tranches under Series V (Rs 400 crore) and Series VI (Rs 320 crore).
As at 31 March 2020, the Bank had 2329 service outlets including 848 branches, one extension counter, 1,026 ATMs and 454 cash recyclers with a presence in 554 centres spread across 22 States and 2 Union Territories.
As at 31 March 2021, the Bank had 2,337 service outlets including 858 branches, one extension counter, 1,001+ATMs and 477 cash recyclers with a presence in 548 centres spread across 22 States and 2 Union Territories.
In FY 2021, Karnataka Bank formed a non-financial wholly owned subsidiary - KBL Services Ltd, which commenced its operations on 30.03.2021 at Bengaluru. The Bank opened 16 Branches, one Currency Chest at Mysuru and one Asset Recovery Management at Chennai. Further, 6 branches were merged with the nearby branches in 2021.
As at March 31, 2022, the Bank had 2326 service outlets including 877 branches, one extension counter, 885 ATMs and 563 Cash Recyclers (CRs) with a presence in 567 centres spread across 22 States and 2 Union Territories. Apart from the above,Bank has one co-located Data Centre with a Disaster Recovery Centre and Near Line Site (NLS), two Service branches, four Currency Chests, two Central Processing Centers, one Digital Centre of Excellence and seven Asset Recovery Management Branches. During the year 2021-22, Bank opened twenty new branches, moved integrated treasury by merging domestic treasury to Mumbai, three Central Loan Processing Hubs and one Central Loan Sanctioning Centre for sanctioning of retail loans.
As of 31st March 2023, Bank had 2376 service outlets including 901 branches, 871 ATMs, 603 cash recyclers (CRs) and one extension counter, with a presence in 578 centres spread across 22 States and 2 Union Territories. The Bank opened 24 new branches in 2023.
As on March 31, 2024, the Bank had 2,417 service outlets including 921 branches, one extension counter, 856 ATMs and 639 recyclers with a presence in 593 centres spread across 22 States and 2 Union Territories. Apart from the above, the Bank also has one Data Centre with a Disaster Recovery Centre and Near Line Site (NLS), two Service branches, five Currency Chests, two Central Processing Centres, one Digital Centre of Excellence, Nine Asset Recovery Management Branches and 3 Central Loan Processing Hubs and one Central Loan Sanctioning Centre for Sanctioning of retail loans. During the financial year 2023-24, Bank has opened 20 new branches.
The Bank launched 15 new products - five each in liabilities, retail and MSME in FY25. The Bank expanded its debit card network which stands at 55 lakh+ and recorded 7 lakh+ users in net banking services - a notable increase. Bank launched Credit line on UPI, a fully digital short-term loan, as an early mover in partnership with one of India's leading fintech player in 2025. The Bank has prioritized diversification of investment portfolio across sovereign, SDL and high-grade corporate instruments. It optimized the surplus liquidity deployment for yield enhancement. It maintained tight control over foreign currency exposure and swap positions. Bank operated hrough 952 branches strategically distributed across urban, semi-urban and rural markets. It established Retail Asset Centres (RACs) to enhance retail banking services and provide a customer-focused approach to loan products. Bank has completed the replacement of all end-of-life (EOL) routers and is implementing Software Defined Wide Area Network (SDWAN) technology to ensure robust connectivity and enhanced security across the network. National Back Office, which established in Mangalore played a pivotal role in infrastructure investment, centralising critical operations including customer onboarding, clearing, alternate delivery channels, ATM operations, RTGS/NEFT transaction handling and treasury operations. Bank focused on private cloud infrastructure expansion and data management, through investments in Nutanix, VMware, Oracle Private Cloud Appliance (PCA) and Oracle Exadata Cloud at Customer (ExaCC) platforms.
As on 31st March 2025, Bank had 2468 service outlets including 952 branches, one extension counter, 837 ATMs and 679 recyclers with a presence across 22 States and 2 Union Territories. Apart from the above, the Bank also has one Data Centre with a Disaster Recovery Centre and Near Line Site (NLS), two Service branches, five Currency Chests, two Central Processing Centers, one Digital Centre of Excellence, Thirteen Asset Recovery Management Branches and 5 Retail Loan Processing and Sanction Centre (RLPSC), one Central Loan Processing and Sanctioning Centre for Sanctioning of retail loans (CLPSC)and 2 Retail Assets Centre (RAC). During the financial year 2024-25, Bank has opened 31 new branches.
Karnataka Bank Ltd share price is for NSE ₹ 213.17 & for BSE ₹ 213.30 as on Dec 05 2025 03:30 PM.
The market cap of Karnataka Bank Ltd for NSE ₹ 8,059.21 & for BSE ₹ 8,064.13 as on Dec 05 2025 03:30 PM.
The 52 Week High and Low of Karnataka Bank Ltd for NSE is ₹ 231.00 and ₹ 162.20 and for BSE is ₹ 231.20 and ₹ 162.20.
The 1 year returns on the stock has been -2.58%.
As on Dec 05 2025 03:30 PM the price-to-earnings (PE) ratio for Karnataka Bank Ltd share is 7.03.
As on Dec 05 2025 03:30 PM, the price-to-book (PB) ratio for Karnataka Bank Ltd share is 319.72.
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