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CENTRALBK

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CENTRAL BANK OF INDIA performance

Today’s low

Today’s high

₹ 36.90 ₹ 37.64
₹ 37.06

52 week low

52 week high

₹ 33.16 ₹ 73.00
₹ 37.06

Open Price

₹ 37.60

Prev. Close

₹ 37.86

Volume (Shares)

7804999.00

Total traded value

₹ 2892.53

Upper Circuit

₹ 45.43

Lower Circuit

₹ 30.28

info

CENTRAL BANK OF INDIA Share Price Update

As of the latest trading session, CENTRAL BANK OF INDIA share price is currently at ₹ 37.06, which is down by ₹ -0.79 from its previous closing. Today, the stock has fluctuated between ₹ 36.90 and ₹ 37.64. Over the past year, CENTRAL BANK OF INDIA has achieved a return of -44.48 %. In the last month alone, the return has been -8.35 %. Read More...

CENTRAL BANK OF INDIA fundamentals


  • Market cap (Cr)

    32,171.56

  • P/E Ratio (TTM)

    9.06

  • Beta

    1.71

  • Book Value / share

    35.81

  • Return on equity

    9.53%

  • EPS (TTM)

    4.18

  • Dividend yield

    0.00%

  • Net profit/quarter (Cr)

    1,033.55

info icon alternate text
  • Market cap (Cr)

    32,206.29

  • P/E Ratio (TTM)

    9.06

  • Beta

    1.68

  • Book Value / share

    35.81

  • Return on equity

    9.53%

  • EPS (TTM)

    4.18

  • Dividend yield

    0.00%

  • Net profit/quarter (Cr)

    1,033.55

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CENTRAL BANK OF INDIA Financials

  • Key Results

  • Key Ratios

  • Balance sheet

  • Cash Flow

  • Competition

info-icon

Revenue

Net income

Particulars MAR 2025 (Values in Cr)
Revenue 8619.00
Operating Expense 3209.16
Net Profit 1033.55
Net Profit Margin (%) 11.99
Earnings Per Share (EPS) 1.19
EBITDA 6378.91
Effective Tax Rate (%) 10.78
Particulars DEC 2024 (Values in Cr)
Revenue 8509.44
Operating Expense 2806.01
Net Profit 958.93
Net Profit Margin (%) 11.26
Earnings Per Share (EPS) 1.10
EBITDA 6375.99
Effective Tax Rate (%) 31.82
Particulars SEP 2024 (Values in Cr)
Revenue 8202.62
Operating Expense 2892.25
Net Profit 912.84
Net Profit Margin (%) 11.12
Earnings Per Share (EPS) 1.05
EBITDA 6359.01
Effective Tax Rate (%) 41.74
Particulars JUN 2024 (Values in Cr)
Revenue 8334.79
Operating Expense 2719.75
Net Profit 879.94
Net Profit Margin (%) 10.55
Earnings Per Share (EPS) 1.01
EBITDA 5589.32
Effective Tax Rate (%) -9.68
Particulars MAR 2024 (Values in Cr)
Revenue 8337.08
Operating Expense 2839.16
Net Profit 807.34
Net Profit Margin (%) 9.68
Earnings Per Share (EPS) 0.93
EBITDA 6152.49
Effective Tax Rate (%) 40.47
Particulars MAR 2025 (Values in Cr)
Revenue 33665.85
Operating Expense 11627.17
Net Profit 3785.26
Net Profit Margin (%) 11.24
Earnings Per Share (EPS) 4.36
EBITDA 24703.23
Effective Tax Rate (%) 23.28
Particulars MAR 2024 (Values in Cr)
Revenue 30722.23
Operating Expense 10244.92
Net Profit 2549.06
Net Profit Margin (%) 8.29
Earnings Per Share (EPS) 2.94
EBITDA 21879.29
Effective Tax Rate (%) 37.11
Particulars MAR 2023 (Values in Cr)
Revenue 25541.89
Operating Expense 8886.74
Net Profit 1582.20
Net Profit Margin (%) 6.19
Earnings Per Share (EPS) 1.82
EBITDA 16500.44
Effective Tax Rate (%) 40.18
Particulars MAR 2022 (Values in Cr)
Revenue 22801.65
Operating Expense 6713.58
Net Profit 1044.83
Net Profit Margin (%) 4.58
Earnings Per Share (EPS) 1.27
EBITDA 15031.84
Effective Tax Rate (%) 39.14
Particulars MAR 2021 (Values in Cr)
Revenue 22730.23
Operating Expense 6782.22
Net Profit -887.58
Net Profit Margin (%) -3.90
Earnings Per Share (EPS) -1.53
EBITDA 13161.58
Effective Tax Rate (%) 32.94
Particulars MAR 2024 (Values in Cr)
Book Value / Share 32.59
ROE % 9.94
ROCE % 0.00
Total Debt to Total Equity 0.00
EBITDA Margin 0.00
Particulars MAR 2023 (Values in Cr)
Book Value / Share 29.45
ROE % 6.84
ROCE % 0.00
Total Debt to Total Equity 0.00
EBITDA Margin 0.00
Particulars MAR 2022 (Values in Cr)
Book Value / Share 27.46
ROE % 4.65
ROCE % 4.12
Total Debt to Total Equity 14.76
EBITDA Margin 0.00
Particulars MAR 2021 (Values in Cr)
Book Value / Share 30.47
ROE % 0.00
ROCE % 0.00
Total Debt to Total Equity 15.90
EBITDA Margin 0.00
Particulars MAR 2020 (Values in Cr)
Book Value / Share 32.53
ROE % 0.00
ROCE % 0.00
Total Debt to Total Equity 17.95
EBITDA Margin 0.00
Particulars MAR 2024 (Values in Cr)
Book Value / Share 32.33
ROE % 9.53
ROCE % 0.00
Total Debt to Total Equity 0.00
EBITDA Margin 0.00
Particulars MAR 2023 (Values in Cr)
Book Value / Share 29.33
ROE % 6.42
ROCE % 0.00
Total Debt to Total Equity 0.00
EBITDA Margin 0.00
Particulars MAR 2022 (Values in Cr)
Book Value / Share 27.43
ROE % 4.49
ROCE % 4.11
Total Debt to Total Equity 14.74
EBITDA Margin 0.00
Particulars MAR 2021 (Values in Cr)
Book Value / Share 30.49
ROE % 0.00
ROCE % 0.00
Total Debt to Total Equity 15.91
EBITDA Margin 0.00
Particulars MAR 2020 (Values in Cr)
Book Value / Share 32.34
ROE % 0.00
ROCE % 0.00
Total Debt to Total Equity 18.08
EBITDA Margin 0.00
Particulars MAR 2024 (Values in Cr)
Cash & Short Term Investments 37607.79
Total Assets 447771.57
Total Liabilities 447771.57
Total Equity 32450.57
Share Outstanding 8680939432
Price to Book Ratio 1.85
Return on Assets (%) 0.59
Return on Capital (%) 0.61
Particulars MAR 2023 (Values in Cr)
Cash & Short Term Investments 44101.94
Total Assets 407079.71
Total Liabilities 407079.71
Total Equity 29284.04
Share Outstanding 8680939432
Price to Book Ratio 0.82
Return on Assets (%) 0.41
Return on Capital (%) 0.42
Particulars MAR 2022 (Values in Cr)
Cash & Short Term Investments 53096.93
Total Assets 387292.17
Total Liabilities 387292.17
Total Equity 27607.10
Share Outstanding 8680939432
Price to Book Ratio 0.67
Return on Assets (%) 0.27
Return on Capital (%) 0.28
Particulars MAR 2021 (Values in Cr)
Cash & Short Term Investments 38953.76
Total Assets 369974.48
Total Liabilities 369974.48
Total Equity 26547.38
Share Outstanding 5875562460
Price to Book Ratio 0.54
Return on Assets (%) -0.27
Return on Capital (%) -0.28
Particulars MAR 2020 (Values in Cr)
Cash & Short Term Investments 36104.55
Total Assets 357150.68
Total Liabilities 357150.68
Total Equity 21581.81
Share Outstanding 5709762724
Price to Book Ratio 0.38
Return on Assets (%) -0.35
Return on Capital (%) -0.37
Particulars MAR 2024 (Values in Cr)
Cash & Short Term Investments 37607.49
Total Assets 446672.68
Total Liabilities 446672.68
Total Equity 32147.96
Share Outstanding 8680939432
Price to Book Ratio 1.85
Return on Assets (%) 0.57
Return on Capital (%) 0.58
Particulars MAR 2023 (Values in Cr)
Cash & Short Term Investments 44099.65
Total Assets 406165.48
Total Liabilities 406165.48
Total Equity 29108.90
Share Outstanding 8680939432
Price to Book Ratio 0.82
Return on Assets (%) 0.38
Return on Capital (%) 0.4
Particulars MAR 2022 (Values in Cr)
Cash & Short Term Investments 53094.32
Total Assets 386422.50
Total Liabilities 386422.50
Total Equity 27526.70
Share Outstanding 8680939432
Price to Book Ratio 0.67
Return on Assets (%) 0.27
Return on Capital (%) 0.28
Particulars MAR 2021 (Values in Cr)
Cash & Short Term Investments 38951.30
Total Assets 369214.99
Total Liabilities 369214.99
Total Equity 26505.09
Share Outstanding 5875562460
Price to Book Ratio 0.54
Return on Assets (%) -0.24
Return on Capital (%) -0.25
Particulars MAR 2020 (Values in Cr)
Cash & Short Term Investments 36039.04
Total Assets 356435.85
Total Liabilities 356435.85
Total Equity 21429.47
Share Outstanding 5709762724
Price to Book Ratio 0.38
Return on Assets (%) -0.31
Return on Capital (%) -0.33
Particulars MAR 2024 (Values in Cr)
Net Income 4190.46
Cash from Operations -5909.91
Cash from Investing -584.23
Cash from Financing 0.00
Net change in Cash -6494.14
Free Cash Flow -5322.66
Particulars MAR 2023 (Values in Cr)
Net Income 2761.10
Cash from Operations -8786.34
Cash from Investing -208.66
Cash from Financing 0.00
Net change in Cash -8995.00
Free Cash Flow -8574.06
Particulars MAR 2022 (Values in Cr)
Net Income 1763.26
Cash from Operations 14276.55
Cash from Investing -133.38
Cash from Financing 0.00
Net change in Cash 14143.17
Free Cash Flow 14434.31
Particulars MAR 2021 (Values in Cr)
Net Income -1425.41
Cash from Operations -2003.33
Cash from Investing -202.45
Cash from Financing 5055.00
Net change in Cash 2849.22
Free Cash Flow -1798.15
Particulars MAR 2020 (Values in Cr)
Net Income -1034.43
Cash from Operations 1875.15
Cash from Investing -314.78
Cash from Financing 3395.78
Net change in Cash 4806.97
Free Cash Flow 2197.11
Particulars MAR 2024 (Values in Cr)
Net Income 4053.39
Cash from Operations -5916.22
Cash from Investing -575.93
Cash from Financing 0.00
Net change in Cash -6492.15
Free Cash Flow -5329.45
Particulars MAR 2023 (Values in Cr)
Net Income 2645.34
Cash from Operations -8794.18
Cash from Investing -200.50
Cash from Financing 0.00
Net change in Cash -8994.68
Free Cash Flow -8582.11
Particulars MAR 2022 (Values in Cr)
Net Income 1716.96
Cash from Operations 14268.32
Cash from Investing -125.29
Cash from Financing 0.00
Net change in Cash 14143.03
Free Cash Flow 14425.99
Particulars MAR 2021 (Values in Cr)
Net Income -1323.61
Cash from Operations -1986.89
Cash from Investing -193.92
Cash from Financing 5055.00
Net change in Cash 2874.19
Free Cash Flow -1783.78
Particulars MAR 2020 (Values in Cr)
Net Income -909.49
Cash from Operations 1875.77
Cash from Investing -296.69
Cash from Financing 3403.22
Net change in Cash 4839.10
Free Cash Flow 2197.27
Company Name Price P/E P/B Market Cap 52 Week Low/High
STATE BANK OF INDIA 811.75 9.13 1.60 724456.03 679.65 / 912.10
KOTAK MAHINDRA BANK LTD 2205.35 22.30 2.97 438472.76 1544.15 / 2301.55
FEDERAL BANK LTD 203.30 12.37 1.53 49929.84 148.25 / 216.90
HDFC BANK LTD 1908.25 20.64 2.82 1460869.40 1430.15 / 1977.95
Company Name Price P/E P/B Market Cap 52 Week Low/High
STATE BANK OF INDIA 811.75 9.93 1.77 724456.03 679.65 / 912.10
KOTAK MAHINDRA BANK LTD 2205.35 30.56 3.96 438472.76 1544.15 / 2301.55
KARUR VYSYA BANK LTD 218.05 9.31 1.61 17554.04 165.15 / 246.15
FEDERAL BANK LTD 203.30 12.71 1.58 49929.84 148.25 / 216.90

CENTRAL BANK OF INDIA Technicals Summary

  • EMA & SMA
  • Resistance and Support
  • Delivery and Volume
  • Beta
  • Price Change Analysis
37.06 -2.11 redarrow
red-green-graph indicator
15 Bearish
1 Bullish
  • 5 Days 37.60
  • 26 Days 38.80
  • 10 Days 37.40
  • 50 Days 41.60
  • 12 Days 37.50
  • 100 Days 46.00
  • 20 Days 38.20
  • 200 Days 49.90
37.15 PIVOT

First Support

36.76

First Resistance

37.80

Second Support

36.11

Second Resistance

38.19

Third Support

35.72

Third Resistance

38.84

RSI

45.19

ADX

15.11

MACD

-1.36

Williams % R

-23.08

Commodity Channel Index (CCI)

26.31

Date

2025-04-29

Week

6213601.00

Same Day

8600306.00

Month

7456986.00

1 Year

1.72

3 Year

1.47

Over 1 Month

-8.35%

down

Over 1 Year

-44.48%

down

Over 3 Months

-25.75%

down

Over 3 Years

26.39%

down

Over 6 Months

-29.68%

down

Over 5 Years

19.40%

down

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CENTRAL BANK OF INDIA shareholding pattern

  • Shareholding Summary

  • Historical Promotor Holding

  • Historical MF Holding

  • Historical FII Holding

Holding

Others
3.58%
Promoter Holdings
89.27%
FII
1.26%
DII
5.87%
Promoter Shares(Pledge Percentage)
0.0%
Name Shares Category
President Of India 8.080391687E9 (89.27%) Shareholding of Promoter and Promoter Group
Life Insurance Corporation Of India 2.85865659E8 (3.16%) Public Shareholding

News

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CENTRAL BANK OF INDIA corporate actions

  • Dividend

  • Bonus

  • Split

Dividend date Dividend amount Dividend type Record date Instrument type
23 Jun 2015 0.5 Final 25 Jun 2015 Equity shares
20 Jun 2013 2.5 Final 22 Jun 2013 Equity shares
21 Jun 2012 2.0 Final 23 Jun 2012 Equity shares
21 Jul 2011 1.5 Final 23 Jul 2011 Equity shares
09 Nov 2010 1.0 Interim 10 Nov 2010 Equity shares
08 Jul 2010 1.2 Final 10 Jul 2010 Equity shares
19 Nov 2009 1.0 Interim 20 Nov 2009 Equity shares
27 Jul 2009 2.0 Final 29 Jul 2009 Equity shares
22 Jul 2008 2.0 Final 24 Jul 2008 Equity shares
Ex-Date Ex-Bonus Ratio
[-] [-] [-]
Ex-Date Old FV NEW FV Record Date
[-] [-] [-] [-]
  • Dividend

  • Bonus

  • Split

Dividend date Dividend amount Dividend type Record date Instrument type
23 Jun 2015 0.5 Final 25 Jun 2015 Equity shares
20 Jun 2013 2.5 Final 22 Jun 2013 Equity shares
21 Jun 2012 2.0 Final 23 Jun 2012 Equity shares
21 Jul 2011 1.5 Final 23 Jul 2011 Equity shares
09 Nov 2010 1.0 Interim 10 Nov 2010 Equity shares
08 Jul 2010 1.2 Final 10 Jul 2010 Equity shares
19 Nov 2009 1.0 Interim 20 Nov 2009 Equity shares
27 Jul 2009 2.0 Final 29 Jul 2009 Equity shares
22 Jul 2008 2.0 Final 24 Jul 2008 Equity shares
Ex-Date Ex-Bonus Ratio
[-] [-] [-]
Ex-Date Old FV NEW FV Record Date
[-] [-] [-] [-]

Central Bank Share Result Highlights (Quarterly)

ParticularsSep 2024 (₹ Cr)Jun 2024 (₹ Cr)Mar 2024 (₹ Cr)Dec 2023 (₹ Cr)Sep 2023 (₹ Cr)
Revenue₹8,202.62₹8,334.79₹8,337.08₹7,809.21₹7,350.66
Operating Expense₹2,892.25₹2,719.75₹2,839.16₹2,550.56₹2,558.51
Net Profit₹912.84₹879.94₹807.34₹717.86₹605.43
Net Profit Margin (%)11.12%10.55%9.68%9.19%8.23%
EPS (₹)₹1.05₹1.01₹0.93₹0.83₹0.70
EBITDA₹6,359.01₹5,589.32₹6,152.49₹5,766.38₹4,886.07
Effective Tax Rate (%)41.74%-9.68%40.47%35.27%-7.51%

Key Highlights

  • Revenue Growth: The Central Bank reported revenue of ₹8,202.62 crore for Sep 2024, showing a steady growth trajectory.
  • Net Profit Margin: Net profit increased to ₹912.84 crore with a net profit margin of 11.12% in the September quarter.
  • Earnings Per Share (EPS): EPS improved to ₹1.05 in the September quarter, reflecting positive financial performance.
  • EBITDA Performance: EBITDA saw a significant rise to ₹6,359.01 crore, showcasing robust operational efficiency.
  • Tax Rate Impact: The effective tax rate for the quarter was 41.74%, impacting the overall net profit positively compared to previous quarters.

Central Bank Share Annual Reports

ParticularsFY 2023-24 (₹ Cr)
Revenue₹30,722.23
Operating Expense₹10,244.92
Net Profit₹2,549.06
Net Profit Margin (%)8.29%
EPS (₹)₹2.94
EBITDA₹21,879.29
Effective Tax Rate (%)37.11%

Key Highlights

  • Annual Revenue: The Central Bank reported a solid annual revenue of ₹30,722.23 crore for FY24, showcasing strong growth.
  • Net Profit: Net profit for FY24 reached ₹2,549.06 crore, with a net profit margin of 8.29%.
  • Earnings Per Share (EPS): EPS for FY24 stood at ₹2.94, reinforcing solid financial performance.
  • EBITDA Performance: EBITDA for the year was ₹21,879.29 crore, reflecting robust operational efficiency despite market challenges.
  • Tax Rate: The effective tax rate for FY24 was 37.11%, which impacted the net profit positively.

Central Bank Share Dividend

DateDividend Amount (₹)Dividend TypeRecord Date
23 Jun 2015₹0.50Final25 Jun 2015
20 Jun 2013₹2.50Final22 Jun 2013
21 Jun 2012₹2.00Final23 Jun 2012

Key Highlights

  • Recent Dividend Payout: The last dividend paid was ₹0.50 per share in June 2015.
  • Previous Dividends: The Central Bank has previously paid ₹2.50 per share in June 2013 and ₹2.00 per share in June 2012.
  • No Recent Dividends: The bank has not made any recent dividend announcements, but past dividend payouts may influence investor sentiment.

Popular FAQs

1. Who is the CEO of the Central Bank of India?

Matam Venkata Rao (MV Rao) has been the Managing Director and CEO of the Central Bank of India since March 1, 2021. Prior to this role, he served as the Executive Director of Canara Bank for over three years. In addition to his role at the Central Bank of India, Rao was appointed as the Chairman of the Indian Banks' Association (IBA) for the 2023–24 term.

 

2. When was the Central Bank of India established?

The Central Bank of India was established on December 21, 1911. It was founded by Sir Sorabji Pochkhanawala, and Sir Pherozeshah Mehta served as its first chairman. Notably, the bank was the first commercial bank in India to be fully owned and managed by Indians.

 

3. What factors influence the Central Bank share price?

Several factors can influence the Central Bank share price. Interest rates play a significant role; lower rates can make stocks more attractive, potentially boosting share prices, while higher rates may have the opposite effect. Inflation and the overall economic outlook can also impact investor sentiment. Other factors include key metrics like the price-to-earnings ratio, price-to-book ratio, return on equity, and market capitalization, all of which reflect the bank's profitability, asset value, and market sentiment.

 

4. Is the Central Bank of India debt-free?

No, the Central Bank of India is not debt-free. As of 2024, the bank's total debt stood at ₹23,198.43 crore, a significant increase from ₹6,543.99 crore in 2021. This indicates a growing debt profile, which could affect the bank’s financial performance and its share price.

 

5. What is the CAGR of Central Bank share?

The Central Bank share has shown impressive growth over recent years. The 3-year Compound Annual Growth Rate (CAGR) for the Central Bank share price is 37.63%, indicating strong price momentum and investor confidence in the bank's long-term performance. Over the past 5 years, the stock has achieved a CAGR of 20.35%.

 

6. How has the Central Bank share price performed over the past year?

Over the past year, the Central Bank share price has performed positively, increasing by 25.95%. The stock saw fluctuations within the 52-week range of ₹43.65 to ₹76.85. Additionally, in the last month, the share price has increased by 3.86%, while in the past week, it saw a rise of 6.88%. However, in the past 3 months, it decreased by 8.91%, reflecting some volatility in its short-term performance. The Central Bank share price's positive annual growth reflects the bank's robust financial health and market positioning.

CENTRAL BANK OF INDIA Share Price

Central Bank of India, a public sector banking institution is one of the oldest and largest commercial banks in India. The principal business is providing banking and financial services with wide range of products and services to individuals, commercial enterprises, large corporates, public bodies and institutional customers.

The Bank's deposit taking and lending business is divided into three main areas, namely retail, agriculture and corporate. The retail business provides financial products and services, such as loans and advances for housing, retail trade, automobiles, consumer durables, education and other personal loans to their retail customers. The agricultural banking business offers direct financing to farmers for production and investment, as well as indirect financing for infrastructure development and credit to suppliers of agricultural inputs. The Bank provides commercial banking products and services to corporate and commercial customers, including mid-sized and small businesses and government entities.

The Bank sponsors 7 Regional Rural Banks in collaboration with the state governments of Madhya Pradesh, Chhattisgarh, Bihar, Maharashtra, Uttar Pradesh and Rajasthan. Also, they entered into agency agreements with Life Insurance Corporation of India and The New India Assurance Company Ltd to distribute their various insurance products, for which they are paid a fee. In order to develop rural entrepreneurship, the Bank launched a Rural Development and Self Employment Training Institute (Rudseti) at Hoshangabad. This provided intensive entrepreneurship training to the rural youth and enables them to take to vocational activities. Also, the Bank launched Financial Literacy and Credit Counseling Centre at Vadkun in Thane, which provides free counseling to the villagers on the various banking products, both deposits and loans and also counseling to distressed borrowers, irrespective of whether they are bank's clients or not.

Central Bank of India was incorporated on December 21, 1911 as The Central Bank of India Limited and was founded by Sir Sorabji Pochkhanawala. In May 1, 1929, the Bank incorporated The Central Bank Executor and Trustee Company Ltd (now known as Centbank Financial and Custodial Services Ltd) as a subsidiary of the Bank to undertake the trustee and executor business and act as executors, administrators and trustees and executes private and public trusts, including, religious and charitable trusts.

In year 1969, the Bank was nationalized along with 13 other major commercial banks and is currently owned by Government of India. The Bank was renamed as Central Bank of India. The Bank introduced the credit card in the name 'Centralcard' in the year 1980. In the year 1984, Indo-Zambia Bank Ltd, a joint venture Bank was incorporated under the laws of the Republic of Zambia, which carries out banking activities in Zambia.

In the year 1991, the Bank incorporated Cent Bank Home Finance Ltd (formerly known as Apna Ghar Vitta Nigam Ltd), a housing finance institution registered with the National Housing Bank as a subsidiary of the Bank for providing long term finance for the purchase or construction of houses in India. In the year 1994, Quick Cheque Collection Service (QCC) & Express Service was set up to enable speedy collection of outstation cheques.

In the year 2007, the Bank restructured their entire paid up capital by conversion of an amount aggregating Rs 8,000 million out of the equity share capital of Rs 11,241.40 million into perpetual non-cumulative preference share capital, while retaining the balance amount aggregating Rs 3,241.41 million as equity share capital of the Bank. The Bank entered into agreements with UTI Asset Management Company Pvt Ltd and Tata Asset Management Ltd for the sale of their mutual fund products, for which the Bank is paid on a commission basis and fee basis, respectively.

During the year 2007-08, the Bank opened 96 branches and 1 new extension counters, upgraded 22 extension counters to full fledged branches and merged 4 branches and 3 extension counters with the base office. The Bank launched two retail lending scheme, such as Cent Udaan, which is the scheme for educational loan for commercial pilot training courses and Cent Swabhiman, a reverse mortgage loan scheme for senior citizens, in which senior citizens can monetise their residential property by mortgaging the same and in turn get periodic payments or lumpsum payment.

In May 2007, the Bank entered into an agreement with Franklin Templeton Asset Management (India) Pvt Ltd to distribute units of schemes of Franklin Templeton Mutual Fund. In July 2007, the Bank entered capital market with their maiden initial public offer. The IPO received stupendous response and was successfully oversubscribed by 62.07 times-the highest ever subscription received by any bank in India. After this issue, the Government of India's shareholding in the Bank reduced to 80.20%. In March 15, 2008, the Bank entered into a MoU with SME Rating Agency of India Ltd for rating of SME borrowers.

Central Bank of India was conferred with the 1st Award under National Awards for Excellence in MSE Lending based on their outstanding performance in lending to Micro and Small Enterprises during the year 2007-08.

In December 29, 2008, Kotak Mahindra Asset Management Company, one of India's leading mutual fund houses, entered into a distribution tie-up with Central Bank of India. Under the agreement Central Bank of India will offer the entire bouquet of Kotak Mutual Fund products from their branches.

During the year 2008-09, the Bank opened 190 branches and 22 Extension Counters were upgraded into full-fledged branches. Also, two branches namely, Cuffe Parade branch and Versova Road branch were merged with Colaba Causeway branch and Seven Bunglows branch respectively. In August 2008, the Bank launched two premium visa credit card products - Visa Platinum and Visa Gold credit cards. They completed roll-out of 400 ATMs by October 2008 as per Phase-l implementation.

During the year, 3 RRBs namely Satpura Kshetriya Gramin Bank, Chambal Gwalior Kshetriya Gramin Bank and Ratlam Mandsaur Kshetriya Gramin Bank in Madhya Pradesh were amalgamated and formed a new entity with the name as Satpura Narmada Kshetriya Gramin Bank. Also, 2 RRBs namely Uttar Bihar Kshetriya Gramin Bank and Kosi Kshetriya Gramin Bank in Bihar were amalgamated and formed a new entity with the name Uttar Bihar Gramin Bank.

During the year 2009-10, the Bank opened 49 branches, upgraded 11 extension counters to full-fledged branches and merged 1 branch. As per the Government of India notification, 2 RRBs namely Ballia Kshetriya Gramin Bank and Etawaha Kshetriya Gramin Bank in Uttar Pradesh were amalgamated and formed a new entity with the name as Ballia Etawaha Gramin Bank.

During the year, the Bank introduced new schemes to cater to market demand. These are Short Term Loan to companies eligible for issuance of Commercial Paper, Production Equipment Finance Scheme, Mibor linked short term loan for large corporate and Cent Swabhiman Plus (Annuity product) Cent Doctor and Cent Personal Gold Loan for Retail segments. Also, they commenced loan syndication which has elicited good response from the market.

In March 2009, the Bank launched prepaid Cent-Gift Cards and got license for issuance of prepaid Travel Cards in foreign currency. They entered into tie-up arrangement with HCL Infosystems Ltd., for providing need based finance for purchase HCL computers and also joined hands with Future Group for marketing Retail products to the customers at Big Bazaar Departmental Store all over India.

During the year 2010-11, the company opened 82 new branches and upgraded 53 extension counters into full fledged branches. They also opened 17 Mid Corporate branches and 1 Asset Recovery Branch. They opened 2 temporary branches for Common Wealth Games at Delhi which were closed. The ATM network was being expanded on a large scale. Banks ATM network in year 2010-11 was expanded from 400 to 1006. The Bank has increased their paid-up capital by way of issue of Preference Shares in the form of Perpetual Non-Cumulative Preference Shares (PNCPS) to the tune of Rs 250 crore to Government of India.

In August 2011, the Bank entered into an agency tie-up with Cholamandalam MS General Insurance Company for selling their insurance products. The products will be customised for the Bank and will be sold through 3,728 bank branches.

On 21 December 2011, Central Bank of India announced that the bank has raised Rs 500 crore of Tier II Capital on private placement basis.

On 2 April 2012, Central Bank of India announced that the Preferential Allotment Committee of the Board of Directors of the bank at its meeting held on 31 March 2012 approved allotment of 6.4 crore equity shares at issue price of Rs 105.61 per equity share to Government of India and allotment of 2.55 crore equity shares at issue price of Rs 105.61 per equity share to Life insurance Corporation of India.

On 28 September 2012, Central Bank of India announced that the bank has raised Rs 500 crore by issue and allotment of 5000 Unsecured Perpetual Tier-I Bonds (Series II) of face value of Rs 10 lakh each on private placement basis.

The Capital Raising Committee of the Board of Directors of the bank at its meeting held on 20 March 2013 allotted 30.84 crore equity shares to Government of India on preferential basis at issue price of Rs 78 per equity share aggregating upto Rs 2406 crore.

On 2 April 2013, Central Bank of India announced that the bank recorded total business of Rs 4.02 lakh crore as on 31 March 2013, crossing the milestone business target of Rs 4 lakh crore.

The Capital Raising Committee of the Board of Directors of the bank at its meeting held on 11 December 2013 allotted 30.58 crore equity shares to Government of India on preferential basis at issue price of Rs 58.85 per equity share aggregating upto Rs 1800 crore.

On 6 March 2014, Central Bank of India announced that it has sold its entire stake in Credit Information Bureau of India Limited (CIBIL) to Transunion International Inc (FII).

The Capital Raising Committee of the Board of Directors of the bank at its meeting held on 1 August 2014 allotted 7.10 crore equity shares to Life Insurance Corporation of India on preferential basis at issue price of Rs 81.83 per equity share aggregating to Rs 581.61 crore.

The Capital Raising Committee of the Board of Directors of the bank at its meeting held on 1 January 2015 allotted 8.28 crore equity shares to Life Insurance Corporation of India on preferential basis at issue price of Rs 75.55 per equity share aggregating to Rs 626.23 crore.

The Capital Raising Committee of the Board of Directors of the bank at its meeting held on 24 March 2015 allotted 15.38 crore equity shares to Government of India (GOI) on preferential basis at a conversion price of Rs 105.09 per equity share by conversion of 161.7 crore Perpetual Non-Cumulative Preference Shares (PNCPS) of the face value of Rs 10 each held by GOI aggregating upto Rs 1617 crore. With this allotment, the shareholding of Government of India has increased to 81.46% from 79.56%.

The Capital Raising Committee of the Board of Directors of the bank at its meeting held on 31 March 2016 allotted 3.14 crore equity shares to Life Insurance Corporation of India on preferential basis at issue price of Rs 52.66 per equity share aggregating to Rs 165.56 crore.

The Capital Raising Committee of the Board of Directors of the bank at its meeting held on 12 May 2016 allotted 7.15 crore equity shares to Government of India on preferential basis for cash at an issue price of Rs 74.82 per equity share aggregating to Rs 535 crore.

Central Bank of India (CBI) entered into MOU with Nepal Bank Ltd. (NBL) on 2 July 2016 for CENT NEPAL MITRA Remittance facility for Nepali citizens in India for sending money to their beneficiaries in Nepal.

The Capital Raising Committee of the Board of Directors of the bank at its meeting held on 8 September 2016 allotted 12.38 crore equity shares to Government of India on preferential basis at the issue price of Rs 104.76 per equity share aggregating upto Rs 1297 crore. With this allotment, shareholding of Government of India has increased from 80.76% to 82.02%.

The Capital Raising Committee of the Board of Directors of the bank at its meeting held on 5 December 2016 allotted 1.71 crore equity shares to Life Insurance Corporation of India (LIC) at the issue price of Rs 91.45 per equity share aggregating to Rs 156.79 crore on preferential allotment basis.

The Board of Directors of Central Bank of India at its meeting held on 23 January 2017 considered and approved the proposal for premature Buy-Back of 9.40% Perpetual Bonds of Rs 500 crore.

On 14 June 2017, Central Bank of India (CBI) announced that the Reserve Bank of India (RBI), vide its letter dated13 June 2017 has put the bank under Prompt Corrective Action in view of high net NPA and negative RoA. CBI said that the corrective measures arising out of the PCA will help in improving overall performance of the bank.

The Capital Raising Committee of the Board of Directors of the bank at its meeting held on 18 August 2017 allotted 96.01 lakh equity shares to Government of India at the issue price of Rs 104.15 per equity share aggregating Rs 100 crore on preferential allotment basis.

The Capital Raising Committee of the Board of Directors of the bank at its meeting held on 16 November 2017 allotted 5.59 crore shares to Government of India at issue price of Rs 104.15 per share aggregating Rs 583 crore arising out of extinguishment of 5,840 Innovative Perpetual Debt Instruments of Rs 10 lakh each held by Government of India. With this allotment, the shareholding of Government of India in Central Bank of India has increased to 81.91% from 81.38%.

On 20 January 2018, Central Bank of India inaugurated its first Aadhar enrollment Centre at its Cotton Exchange Branch, Mumbai.

The Capital Raising Committee of the Board of Directors of the bank at its meeting held on 27 March 2018 allotted 65.04 crore shares aggregating to Rs 5158 crore to Government of India on preferential basis. With this allotment, the shareholding of Government of India in Central Bank of India has increased to 86.4% from 81.91%.

As on 31st March 2018, Bank had network of 4685 branches, 4886 ATMs, 10 satellite offices and 1 Extension Counter across the country.

As on 31st March 2019, Bank had network of 4,659 branches, spanning 63% branches in rural & semi-urban areas, 3,966 ATMs, 10 satellite offices and 1 Extension Counter across the country.

As on 31st March 2020, Bank had network of 4651 branches, spanning 63.32% branches in rural & semi-urban areas, 3642 ATMs, 10 satellite offices and 1 Extension Counter across the country.

As on 31st March 2021, Bank had network of 4608 branches, spanning 64% branches in rural & semi-urban areas, 3644 ATMs, 10 satellite offices and 1 Extension Counter across the country.

As on 31st March 2022, Bank had network of 4528 branches, 2976 ATMs, 10 satellite offices and 1 Extension Counter across the country.

As on 31st March 2023, Bank had network of 4,493 branches, 3,752 ATMs, and 9,959 BC Outlets.

As at 31st March 2024, Bank had network of 4,500 branches, 4,084 ATMs, and 11,682 BC Outlets.

Parent organization Govt.of India - Pub.Sect.Banks
NSE symbol CENTRALBK
Founded 1911
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Frequently Asked Questions

What is the Share Price of Central Bank of India?

Answer Field

The share price of Central Bank of India for NSE is ₹ 37.06 and for BSE is ₹ 37.1.

What is the Market Cap of Central Bank of India?

Answer Field

The market cap of Central Bank of India for NSE is ₹ 3,21,71.56 Cr. and for BSE is ₹ 3,22,06.29 Cr. as of now.

What is the 52 Week High and Low of Central Bank of India?

Answer Field

The 52 Week High and Low of Central Bank of India for NSE is ₹ 73.00 and ₹ 33.16 and for BSE is ₹ 72.99 and ₹ 33.18.

How to Buy Central Bank of India share?

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You can trade in Central Bank of India shares with Bajaj Broking by opening a Demat Account.

What is 1 year return for Central Bank of India?

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The 1 year returns on the stock has been -44.48%.

What is the Current Share Price of Central Bank of India?

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Central Bank of India share price is for NSE ₹ 37.06 & for BSE ₹ 37.1 as on Apr 30 2025 03:30 PM.

What is the Market Cap of Central Bank of India Share?

Answer Field

The market cap of Central Bank of India for NSE ₹ 3,21,71.56 & for BSE ₹ 3,22,06.29 as on Apr 30 2025 03:30 PM.

What is the P/E Ratio of Central Bank of India Share?

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As on Apr 30 2025 03:30 PM the price-to-earnings (PE) ratio for Central Bank of India share is 9.06.

What is the PB ratio of Central Bank of India Share?

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As on Apr 30 2025 03:30 PM, the price-to-book (PB) ratio for Central Bank of India share is 35.81.

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