BAJAJ BROKING
Bajaj Finance posted consolidated revenue of ₹17,090 crore, growing 27% YoY, and a profit after tax (PAT) of ₹4,014 crore in Q2 FY25. The company's assets under management (AUM) surged to ₹3.73 lakh crore, representing a 29% growth YoY.
Bajaj Finance Limited, a leading non-banking financial company (NBFC), has announced its Q2 FY25 results, reporting solid growth in both revenue and profitability. The company posted improvements in its key financial metrics, including consolidated revenue, profit after tax (PAT), and assets under management (AUM), further cementing its stronghold in the NBFC space. Below is a comprehensive overview of the company's Q2 FY25 performance, which is critical for investors tracking financial performance and future prospects.
Bajaj Finance's consolidated revenue from operations reached ₹17,090 crore, a 27% increase from ₹13,381 crore in Q2 FY24. The company also delivered a profit after tax (PAT) of ₹4,014 crore, representing a year-on-year growth of 13%. These numbers highlight the company’s ability to manage growth while maintaining profitability, despite increasing loan losses.
Metrics | Q2 FY25 | Q2 FY24 | YoY Growth |
Total Revenue from Operations | ₹17,090 crore | ₹13,381 crore | 27% |
Profit After Tax (PAT) | ₹4,014 crore | ₹3,550 crore | 13% |
Profit Before Tax (PBT) | ₹5,401 crore | ₹4,757 crore | 14% |
Assets Under Management (AUM) | ₹3,73,924 crore | ₹2,90,264 crore | 29% |
Net Interest Income (NII) | ₹8,054 crore | ₹6,532 crore | 23% |
New Loans Booked | 9.69 million | 8.53 million | 14% |
Customer Franchise | 92.09 million | 76.56 million | - |
Gross NPA (GNPA) | 1.06% | 0.91% | - |
Net NPA (NNPA) | 0.46% | 0.31% | - |
Cost of Funds | 7.97% | 7.94% | - |
Deposits Book | ₹66,131 crore | ₹54,640 crore | 21% |
Opex to Net Total Income | 33.20% | 34.00% | - |
Annualised Return on Average (ROA) | 4.48% | 5.16% | - |
Return on Equity (ROE) | 19.08% | 24.10% | - |
Capital Adequacy Ratio (CAR) | 21.69% | 23.19% | - |
Bajaj Finance’s performance aligns with market expectations, particularly in the non-banking financial sector. Its ability to grow AUM by 29% reflects the strong demand for financial services and the company’s strategic positioning. The company’s strong operating income and efficiency improvements also position it favorably compared to sector peers.
Bajaj Finance’s management expressed optimism for the coming quarters, with expectations of stabilizing loan losses and improving operational efficiency. The company’s commitment to technological innovation and customer acquisition strategies is expected to further enhance its growth trajectory.
Bajaj Financial Securities Limited (BFinsec), a wholly-owned subsidiary of Bajaj Finance, demonstrated stellar growth in Q2 FY25, further strengthening its position in the brokerage and depository services sector. The company’s focus on expanding its Margin Trading Facility (MTF) and customer acquisition has contributed significantly to its growth.
With a strong presence across 45 locations and a continued focus on enhancing its digital and margin trading offerings, BFinsec or Bajaj Broking is poised to capitalise on the growing demand for advanced financial services in India.
Bajaj Finance's Q2 FY25 results demonstrate its robust financial health and growth potential, with solid revenue, PAT, and AUM growth. The company’s continued focus on efficiency and expansion signals a promising outlook for future quarters.
Check out Bajaj Finance’s past performances in previous quarters and financial years.
Disclaimer: Investments in the securities market are subject to market risk, read all related documents carefully before investing.
This content is for educational purposes only. Securities quoted are exemplary and not recommendatory.
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