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542904

UJJIVANSFB

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Ujjivan Small Financ Bank performance

Today’s low

Today’s high

₹ 48.89 ₹ 50.05
₹ 49.03

52 week low

52 week high

₹ 30.88 ₹ 51.87
₹ 49.03

Open Price

₹ 49.00

Prev. Close

₹ 48.79

Volume (Shares)

11961984.00

Total traded value

₹ 5864.96

Upper Circuit

₹ 58.54

Lower Circuit

₹ 39.03

info

Ujjivan Small Financ Bank Share Price Update

As of the latest trading session, Ujjivan Small Financ Bank share price is currently at ₹ 49.03, which is up by ₹ 0.23 from its previous closing. Today, the stock has fluctuated between ₹ 48.89 and ₹ 50.05. Over the past year, Ujjivan Small Financ Bank has achieved a return of 11.44 %. In the last month alone, the return has been 8.20 %. Read More...

Investment Returns

Over 1 Month 8.20% Over 3 Months 40.64% Over 6 Months 42.20% Over 1 Year 11.44%
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Ujjivan Small Financ Bank fundamentals


  • Market cap (Cr)

    9,488.40

  • P/E Ratio (TTM)

    13.00

  • Beta

    0.87

  • Book Value / share

    30.97

  • Return on equity

    12.42%

  • EPS (TTM)

    3.75

  • Dividend yield

    0.00%

  • Net profit/quarter (Cr)

    83.39

info icon alternate text
  • Market cap (Cr)

    9,494.20

  • P/E Ratio (TTM)

    13.00

  • Beta

    0.83

  • Book Value / share

    30.97

  • Return on equity

    12.42%

  • EPS (TTM)

    3.75

  • Dividend yield

    0.00%

  • Net profit/quarter (Cr)

    83.39

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Ujjivan Small Financ Bank Financials

  • Key Results

  • Key Ratios

  • Balance sheet

  • Cash Flow

  • Competition

info-icon

Revenue

Net income

Particulars MAR 2025 (Values in Cr)
Revenue 1573.36
Operating Expense 774.24
Net Profit 83.39
Net Profit Margin (%) 5.30
Earnings Per Share (EPS) 0.43
EBITDA 804.31
Effective Tax Rate (%) 12.46
Particulars DEC 2024 (Values in Cr)
Revenue 1591.07
Operating Expense 699.74
Net Profit 108.62
Net Profit Margin (%) 6.82
Earnings Per Share (EPS) 0.56
EBITDA 840.70
Effective Tax Rate (%) 20.34
Particulars SEP 2024 (Values in Cr)
Revenue 1612.79
Operating Expense 690.22
Net Profit 233.03
Net Profit Margin (%) 14.44
Earnings Per Share (EPS) 1.21
EBITDA 979.31
Effective Tax Rate (%) 24.89
Particulars JUN 2024 (Values in Cr)
Revenue 1577.18
Operating Expense 629.03
Net Profit 301.08
Net Profit Margin (%) 19.08
Earnings Per Share (EPS) 1.56
EBITDA 1035.39
Effective Tax Rate (%) 24.66
Particulars MAR 2024 (Values in Cr)
Revenue 1528.51
Operating Expense 651.11
Net Profit 329.63
Net Profit Margin (%) 21.56
Earnings Per Share (EPS) 1.71
EBITDA 1034.53
Effective Tax Rate (%) 25.00
Particulars MAR 2025 (Values in Cr)
Revenue 6354.39
Operating Expense 2793.24
Net Profit 726.10
Net Profit Margin (%) 11.42
Earnings Per Share (EPS) 3.75
EBITDA 3659.69
Effective Tax Rate (%) 22.88
Particulars MAR 2024 (Values in Cr)
Revenue 5677.16
Operating Expense 2279.10
Net Profit 1281.50
Net Profit Margin (%) 22.57
Earnings Per Share (EPS) 6.65
EBITDA 3969.87
Effective Tax Rate (%) 24.71
Particulars MAR 2023 (Values in Cr)
Revenue 4164.89
Operating Expense 1802.06
Net Profit 1099.92
Net Profit Margin (%) 26.40
Earnings Per Share (EPS) 5.88
EBITDA 2934.33
Effective Tax Rate (%) 25.03
Particulars MAR 2022 (Values in Cr)
Revenue 2812.81
Operating Expense 1496.38
Net Profit -414.58
Net Profit Margin (%) -14.73
Earnings Per Share (EPS) -2.40
EBITDA 488.86
Effective Tax Rate (%) 24.66
Particulars MAR 2021 (Values in Cr)
Revenue 2806.07
Operating Expense 1230.08
Net Profit 8.30
Net Profit Margin (%) 0.29
Earnings Per Share (EPS) 0.05
EBITDA 1087.71
Effective Tax Rate (%) 18.62
Particulars MAR 2025 (Values in Cr)
Book Value / Share 30.98
ROE % 12.42
ROCE % 0.00
Total Debt to Total Equity 0.00
EBITDA Margin 0.00
Particulars MAR 2024 (Values in Cr)
Book Value / Share 79.59
ROE % 26.63
ROCE % 0.00
Total Debt to Total Equity 0.00
EBITDA Margin 0.00
Particulars MAR 2023 (Values in Cr)
Book Value / Share 20.25
ROE % 32.67
ROCE % 0.00
Total Debt to Total Equity 0.00
EBITDA Margin 0.00
Particulars MAR 2022 (Values in Cr)
Book Value / Share 14.81
ROE % 0.00
ROCE % 0.00
Total Debt to Total Equity 0.00
EBITDA Margin 0.00
Particulars MAR 2021 (Values in Cr)
Book Value / Share 17.21
ROE % 0.28
ROCE % 0.00
Total Debt to Total Equity 0.00
EBITDA Margin 0.00
Particulars MAR 2025 (Values in Cr)
Cash & Short Term Investments 3169.79
Total Assets 47689.15
Total Liabilities 47689.15
Total Equity 6083.40
Share Outstanding 1935003643
Price to Book Ratio 1.11
Return on Assets (%) 1.52
Return on Capital (%) 1.56
Particulars MAR 2024 (Values in Cr)
Cash & Short Term Investments 2536.79
Total Assets 40422.21
Total Liabilities 40422.21
Total Equity 5613.49
Share Outstanding 518726476
Price to Book Ratio 0.56
Return on Assets (%) 3.17
Return on Capital (%) 3.27
Particulars MAR 2023 (Values in Cr)
Cash & Short Term Investments 2483.59
Total Assets 33316.87
Total Liabilities 33316.87
Total Equity 4209.10
Share Outstanding 1954706625
Price to Book Ratio 1.25
Return on Assets (%) 3.30
Return on Capital (%) 3.4
Particulars MAR 2022 (Values in Cr)
Cash & Short Term Investments 2175.81
Total Assets 23612.18
Total Liabilities 23612.18
Total Equity 2802.63
Share Outstanding 1728314205
Price to Book Ratio 1.00
Return on Assets (%) -1.75
Return on Capital (%) -1.81
Particulars MAR 2021 (Values in Cr)
Cash & Short Term Investments 2577.49
Total Assets 20380.45
Total Liabilities 20380.45
Total Equity 3218.75
Share Outstanding 1728314205
Price to Book Ratio 1.77
Return on Assets (%) 0.04
Return on Capital (%) 0.04
Particulars MAR 2025 (Values in Cr)
Net Income 941.56
Cash from Operations 2286.56
Cash from Investing -1793.43
Cash from Financing 398.24
Net change in Cash 633.00
Free Cash Flow 2453.77
Particulars MAR 2024 (Values in Cr)
Net Income 1702.16
Cash from Operations 1631.75
Cash from Investing -854.16
Cash from Financing -518.72
Net change in Cash 209.57
Free Cash Flow 1877.43
Particulars MAR 2023 (Values in Cr)
Net Income 1467.23
Cash from Operations 1340.15
Cash from Investing -2095.71
Cash from Financing 1186.42
Net change in Cash 150.50
Free Cash Flow 1465.51
Particulars MAR 2022 (Values in Cr)
Net Income -550.35
Cash from Operations 2575.88
Cash from Investing -840.97
Cash from Financing -1483.75
Net change in Cash 229.69
Free Cash Flow 2627.36
Particulars MAR 2021 (Values in Cr)
Net Income 10.19
Cash from Operations 2865.67
Cash from Investing -1356.44
Cash from Financing -705.52
Net change in Cash 594.70
Free Cash Flow 2923.81
Company Name Price P/E P/B Market Cap 52 Week Low/High
STATE BANK OF INDIA 805.40 9.27 1.56 718788.90 679.65 / 898.80
KOTAK MAHINDRA BANK LTD 2208.00 22.81 2.78 439011.50 1679.10 / 2301.55
FEDERAL BANK LTD 208.45 12.31 1.48 51217.87 172.95 / 216.90
HDFC BANK LTD 2014.40 21.82 2.98 1544624.53 1588.50 / 2027.40
ICICI BANK LTD. 1461.75 20.44 3.37 1043037.49 1153.30 / 1471.10
Company Name Price P/E P/B Market Cap 52 Week Low/High
STATE BANK OF INDIA 805.40 10.14 1.73 718788.90 679.65 / 898.80
KOTAK MAHINDRA BANK LTD 2208.00 31.89 3.74 439011.50 1679.10 / 2301.55
KARUR VYSYA BANK LTD 257.05 10.66 1.73 20694.36 184.40 / 260.40
FEDERAL BANK LTD 208.45 12.64 1.53 51217.87 172.95 / 216.90

Ujjivan Small Financ Bank Technicals Summary

  • EMA & SMA
  • Resistance and Support
  • Delivery and Volume
  • Beta
  • Price Change Analysis
49.03 0.49 redarrow
red-green-graph indicator
0 Bearish
16 Bullish
  • 5 Days 48.80
  • 26 Days 47.20
  • 10 Days 48.60
  • 50 Days 45.00
  • 12 Days 48.40
  • 100 Days 42.30
  • 20 Days 47.70
  • 200 Days 41.30
48.88 PIVOT

First Support

48.35

First Resistance

49.31

Second Support

47.92

Second Resistance

49.84

Third Support

47.39

Third Resistance

50.27

RSI

59.04

ADX

51.30

MACD

1.26

Williams % R

-63.90

Commodity Channel Index (CCI)

45.36

Date

2025-06-27

Week

3615103.00

Same Day

4630854.00

Month

8068666.00

1 Year

0.88

3 Year

1.04

Over 1 Month

8.20%

down

Over 1 Year

11.44%

down

Over 3 Months

40.64%

down

Over 3 Years

50.19%

down

Over 6 Months

42.20%

down

Over 5 Years

10.43%

down

Ujjivan Small Financ Bank shareholding pattern

  • Shareholding Summary

  • Historical Promotor Holding

  • Historical MF Holding

  • Historical FII Holding

Holding

Others
72.02%
Promoter Holdings
0.0%
FII
19.5%
DII
8.46%
Promoter Shares(Pledge Percentage)
0.0%
Name Shares Category
Sundaram Mutual Fund A/c Sundaram Small Cap Fund 6.4750572E7 (3.35%) Public Shareholding
International Finance Corporation 6.213265E7 (3.21%) Public Shareholding
Newquest Asia Investments Ii Limited 3.8123806E7 (1.97%) Public Shareholding
Duro One Investments Limited 3.236433E7 (1.67%) Public Shareholding
Bowhead India Fund 2.9072636E7 (1.5%) Public Shareholding
Globe Capital Market Limited-value 2.2099064E7 (1.14%) Public Shareholding

News

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Ujjivan Small Financ Bank corporate actions

  • Dividend

  • Bonus

  • Split

Dividend date Dividend amount Dividend type Record date Instrument type
14 Jul 2023 0.5 Final 14 Jul 2023 Equity shares
01 Mar 2023 0.75 Interim 01 Mar 2023 Equity shares
Ex-Date Ex-Bonus Ratio
[-] [-] [-]
Ex-Date Old FV NEW FV Record Date
[-] [-] [-] [-]
  • Dividend

  • Bonus

  • Split

Dividend date Dividend amount Dividend type Record date Instrument type
14 Jul 2023 0.5 Final 14 Jul 2023 Equity shares
01 Mar 2023 0.75 Interim 01 Mar 2023 Equity shares
Ex-Date Ex-Bonus Ratio
[-] [-] [-]
Ex-Date Old FV NEW FV Record Date
[-] [-] [-] [-]

Ujjivan Small Finance Bank Share Result Highlights

ParticularsSep 2024 (₹ Cr)Jun 2024 (₹ Cr)Mar 2024 (₹ Cr)Dec 2023 (₹ Cr)Sep 2023 (₹ Cr)
Revenue1612.791577.181528.511470.631391.14
Operating Expense690.22629.03651.11587.39528.62
Net Profit233.03301.08329.63300.06327.74
Net Profit Margin (%)14.4419.0821.5620.4023.55
Earnings Per Share (EPS)1.211.561.711.531.68
EBITDA979.311035.391034.531005.091004.24
Effective Tax Rate (%)24.8924.6625.0023.9124.90

Key Highlights

  • Revenue for Q2 FY24 at ₹1612.79 crore, up from ₹1577.18 crore in Q1 FY24.
  • Net Profit declined to ₹233.03 crore from ₹301.08 crore in Q1 FY24.
  • Net Profit Margin dropped to 14.44% from 19.08% in the previous quarter.
  • EPS decreased to ₹1.21 from ₹1.56 in Q1 FY24.
  • Ujjivan Small Finance Bank share price trends influenced by the decrease in profitability.
  • EBITDA remained stable at ₹979.31 crore, compared to ₹1035.39 crore in Q1 FY24.
  • Effective tax rate remained stable at 24.89%.

Ujjivan Small Finance Bank Share Annual Reports

ParticularsMar 2024 (₹ Cr)
Revenue5677.16
Operating Expense2279.10
Net Profit1281.50
Net Profit Margin (%)22.57
Earnings Per Share (EPS)6.65
EBITDA3969.87
Effective Tax Rate (%)24.71

Key Highlights

  • Ujjivan Small Finance Bank share price impacted by strong revenue of ₹5677.16 crore for FY24.
  • Net profit reached ₹1281.50 crore, with a margin of 22.57%.
  • EPS at ₹6.65 reflects healthy profitability.
  • EBITDA stood at ₹3969.87 crore, supporting operational efficiency.

Ujjivan Small Finance Bank Share Dividend

DateDividend Amount (₹)Dividend TypeRecord Date
14 Jul 20230.50Final14 Jul 2023
01 Mar 20230.75Interim01 Mar 2023

Key Highlights

  • Ujjivan Small Finance Bank share price is supported by consistent dividend payouts.
  • Final dividend of ₹0.50 per share declared in July 2023.
  • Interim dividend of ₹0.75 per share declared in March 2023.
  • Shareholders benefit from a steady dividend yield of 1.16%.

Ujjivan Small Financ Bank Share Price

Ujjivan Small Finance Bank Limited is a mass market focused small finance bank in India, catering to financially unserved and underserved segments and committed to building financial inclusion in the country. The companies Promoter, Ujjivan Financial Services Limited (UFSL) commenced operations as an NBFC in 2005 with the mission to provide a full range of financial services to the economically active poor' who were not adequately served by financial institutions. On October 7, 2015, UFSL received RBI In-Principle Approval to set up a Small Finance Bank(SFB), following which it incorporated Ujjivan Small Finance Bank Limited as a wholly-owned subsidiary. UFSL, subsequent to obtaining RBI Final Approval on November 11, 2016 to establish and carry on business as an SFB, transferred its business undertaking comprising of its lending and financing business to our Bank, which commenced its operations from February 1, 2017.

Ujjivan SFB has a diversified portfolio with branches spread across 26 states and union territories. Apart from the network of branches, ATMs and automated cash recyclers, customers are served in 9 Languages through IVR and in 13 languages through the interactions with PhoneBankers. A mobile banking application that is accessible in five languages as well as internet banking facility for individual and corporate customers. Ujjivan SFB also has portfolio of loans to financial institutions.

The Bank operationalised 101 Banking Outlets (BO) including 24 in Unbanked Rural Centres (URCs) during FY 2019-20. As of March 31, 2020, the Bank operated a strong network of 575 Banking Outlets (BOs) and 475 ATMs.

In 2019-20, the business undertaking of Erstwhile Ujjivan Financial Services Limited (eUFSL), was was transferred to the Bank through the Scheme of Amalgamation and the merger was given effect in the Books of Accounts of the Company.

The Bank came up with an IPO of 202,702,702 Equity Shares of Face Value of Rs 10 each for cash at a price of Rs 37 per equity share (including a share premium of Rs 27 per equity share) aggregating to Rs 7,459.46 Million. Pursuant to the IPO, the Equity Shares of the Bank got listed on BSE and NSE on December 12, 2019. The Bank, as part of its IPO, had undertaken PreIPO Placement of 71,428,570 Equity Shares by way of preferential issue on private placement basis at a price of Rs 35 per equity shares for cash consideration.

As of March 31, 2021, the Bank operated a strong network of 575 Banking Outlets (BOs) and 491 ATMs. During FY 2020-21, new products launched included Differential saving account rates; Point of Sale (PoS) machine; Cash Management Services (CMS) solutions; Online fee collection solutions and QR code solution for merchants. The Bank introduced new health insurance offerings, scaled up employee IRDA certification efforts, improved internal processes to remove operational bottlenecks, adopted digital initiatives for customer on-boarding and servicing, and focused on quality customer acquisition across business verticals.

The Bank operated a network of 492 Automated Teller Machines (ATMs) as at March 31, 2022. New products like term loan, overdraft and cash credit facility, were launched under the Credit Guarantee Trust for MSE scheme (CGTMSE); and cash credit/OD facilities were introduced for FIG customers.

During 2023, the Bank expanded its branch network by introducing 54 new branches, bringing the total to 629 branches. The Bank operated a network of 517 Automated Teller Machines (ATMs) as at March 31, 2023. It commenced operations in Telangana. It opened 9 new branches in Uttar Pradesh and Gujarat; it added regional processing hubs across the country to enhance the regional presence and cater to major markets such as Ahmedabad, Coimbatore, Patna, and Jaipur. Additionally, it launched Asset Centres dedicated to
serving MSME customers, with the first centre opening in Mysuru.

In 2024, the Bank expanded its branch network by introducing 123 new branches, bringing the total to 629 branches. The Bank operated a network of 596 Automated Teller Machines (ATMs) as at March 31, 2024. It commenced operations in Telangana. It opened 123 new branches in Uttar Pradesh and Gujarat; it added regional processing hubs across the country to enhance the regional presence and cater to major markets such as Ahmedabad, Coimbatore, Patna, and Jaipur. Additionally, it opened 16 new Retail Asset Centres to serving MSME customers, with the first centre opening in Mysuru.

With effect from April 1, 2025, the three-lender capping became effective. As of March 31, 2025, Bank has built a robust network of 753 branches and 611 ATMs across the country. The Bank commenced with instability in the Micro Banking sector, prompting the self-regulatory group Microfinance Institutions Network (MFIN) to implement Guardrails at regulating asset quality across the industry, which executed by April 1, 2025. 17 New ATMs have been opened in FY 2024-25.

Parent organization Indian Private
NSE symbol UJJIVANSFB
Founded 2016
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Frequently Asked Questions

What is the Current Share Price of Ujjivan Small Finance Bank Ltd?

Answer Field

Ujjivan Small Finance Bank Ltd share price is for NSE ₹ 49.03 & for BSE ₹ 49.06 as on Jun 30 2025 03:30 PM.

What is the Market Cap of Ujjivan Small Finance Bank Ltd Share?

Answer Field

The market cap of Ujjivan Small Finance Bank Ltd for NSE ₹ 9,488.40 & for BSE ₹ 0.00 as on Jun 30 2025 03:30 PM.

What is the 52 Week High and Low of Ujjivan Small Finance Bank Ltd?

Answer Field

The 52 Week High and Low of Ujjivan Small Finance Bank Ltd for NSE is ₹ 51.87 and ₹ 30.88 and for BSE is ₹ 51.80 and ₹ 30.85.

What is 1 year return for Ujjivan Small Finance Bank Ltd?

Answer Field

The 1 year returns on the stock has been 11.44%.

What is the P/E Ratio of Ujjivan Small Finance Bank Ltd Share?

Answer Field

As on Jun 30 2025 03:30 PM the price-to-earnings (PE) ratio for Ujjivan Small Finance Bank Ltd share is 13.00.

What is the PB ratio of Ujjivan Small Finance Bank Ltd Share?

Answer Field

As on Jun 30 2025 03:30 PM, the price-to-book (PB) ratio for Ujjivan Small Finance Bank Ltd share is 30.97.

How to Buy Ujjivan Small Finance Bank Ltd Share?

Answer Field

You can trade in Ujjivan Small Finance Bank Ltd shares with Bajaj Broking by opening a demat account.

How to Buy Ujjivan Small Finance Bank Ltd Share on Bajaj Broking App?

Answer Field

To buy Ujjivan Small Finance Bank Ltd shares on the Bajaj Broking app, follow these steps:

• Login to the Bajaj Broking App

• Click on the Search Icon

• Search “Ujjivan Small Finance Bank Ltd”

• Click on the BUY icon

• Place a buy order specifying the desired quantity of shares.

• Click BUY again to complete the purchase

Who is the CEO of Ujjivan Small Finance Bank Ltd?

Answer Field

The CEO of Ujjivan Small Finance Bank Ltd is Nitin Chugh. He has been leading the bank, bringing a wealth of experience in the financial sector. His leadership has been instrumental in Ujjivan Small Finance Bank’s growth and its continued efforts to cater to the financially underserved segments in India.

When was Ujjivan Small Finance Bank Ltd established?

Answer Field

Ujjivan Small Finance Bank Ltd commenced its operations on February 1, 2017. It was established after Ujjivan Financial Services Limited (UFSL) received RBI’s final approval to set up the small finance bank. UFSL had initially operated as a non-banking financial company (NBFC) from 2005, with the goal of providing financial services to underserved populations.

What factors influence the Ujjivan Small Finance Bank Share Price?

Answer Field

The Ujjivan Small Finance Bank share price is influenced by several factors, including its financial performance, market conditions, investor sentiment, and regulatory developments. Key metrics such as revenue, net profit, and growth in customer base also impact the stock price. Additionally, external economic conditions, interest rates, and competition in the banking sector can significantly influence the Ujjivan Small share price.

Is Ujjivan Small Finance Bank Ltd debt-free?

Answer Field

No, Ujjivan Small Finance Bank Ltd is not entirely debt-free. Like most banks, it carries certain levels of liabilities and borrowings, which are part of its operational structure. However, it maintains a relatively healthy balance sheet with a focus on financial inclusion and sustainable growth. The bank’s financial management and strategies aim to balance risk and return for its stakeholders.

What is the CAGR of Ujjivan Small Finance Bank Share?

Answer Field

Over the past three years, the Ujjivan Small Finance Bank share has delivered a CAGR of 22%. This reflects a steady growth trajectory despite fluctuations in stock performance. However, over the past year, the stock has faced some challenges, impacting its performance as indicated by a decrease in the Ujjivan Small Finance Bank share price.

How has the Ujjivan Small Finance Bank Share Price performed over the past year?

Answer Field

Over the past year, the Ujjivan Small Finance Bank share price has experienced a decline of 39%. This drop in value is a result of various factors, including market dynamics and the bank’s performance amidst external economic conditions. While the stock had shown promise in earlier periods, it has faced a challenging year in terms of share price performance.

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