What is an Insta EMI Card


Insta EMI card allows you to shop for anything you desire and then pay for it later in EMIs spread across manageable periods. You don't have to wait to save up the entire cost before making your purchase. So whether you want a new laptop, a smart TV, or a complete home makeover, the Insta EMI Card helps you get it now and pay for it later in affordable EMIs.

Insta EMI Card Eligibility Criteria

To qualify for an Insta EMI Card, you must:


  • Be a citizen of India
  • Be at least 18 years old
  • Have a regular source of income
  • Have a good credit history

Documents Required for Bajaj Insta EMI Card

pan-card pan-card

PAN card

Mandatory requirement

Identity-and-Address-Proof Identity-and-Address-Proof

Aadhar card

Required for KYC confirmation

Bank-Proof Bank-Proof

Address Proof

Mandatory requirement

Photo Photo

Bank Detail

Bank A/C and IFSC code for e-mandate registration

Frequently Asked Questions

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Can I buy home appliances using an EMI card?

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Yes, you can easily buy home appliances on affordable EMIs using the EMI Card

What is the Insta EMI card?

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This card allows you to buy now and pay later across 4,000+ large and small cities.

Is Bajaj EMI card interest free?

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The Insta EMI Card offers No Cost EMI plans. However, customers should review the terms of their EMI plan to understand any associated interest charges.

Can I use the Insta EMI Card for online purchases?

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Yes, our Insta EMI Card can be used for both online and offline purchases, offering you flexibility and convenience in your shopping experience.

What should I do if my Insta EMI Card is lost or stolen?

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In case your Insta EMI Card is lost or stolen, you can block your Insta EMI card or immediately contact our customer support team to report it. They will guide you through the process of blocking the card and issuing a replacement.

Can I track my EMI payments and transaction history online?

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Yes, you can conveniently track your EMI payments and transaction history online through our dedicated customer portal. Simply log in to your account to access all the relevant details.

Where all can I use my Bajaj Insta EMI Card?

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You can use your Bajaj Insta EMI Card at offline dealer stores near you, as well as on leading e-commerce sites in our partner network. 

Can I avail of zero down payment schemes with the Insta EMI Card?

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Yes, you enjoy zero (0) down payment benefits using Bajaj Insta EMI Card

Are there any additional charges associated with the Insta EMI Card?

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Additional fees and charges will apply when utilising the Insta EMI Card to avail of loans. 

What is the repayment tenure for Insta EMI Card transactions?

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The repayment period ranges from 1 months to 60 months.

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