Investing is not challenging, but some people find it so. Most investors seek reliable and safe investments, though it's important to understand that all investments come with some level of risk. Several people stay away from it because of the word “risk.” This is quite a common and natural feeling as you do not want your hard-earned to go down the drain. Instead, you want it to grow. At the same time, you do not want it to sit idle. Making money on money is an investment and it need not be something to fear. Among some of the best investment options in India, some give you minimal risk while assuring you potential returns.
What you may consider the best investment is a safe investment that offers minimal to no risk. Does such an investment exist? To be sure, some investments have a high degree of risk. However, some offer moderate risks, and the safest ones offer little to no risk.
While discussing investments and what is best for any investor, it is crucial to note that investing is undertaken with the unique goals of the investor in mind. While one investor may want the best returns with high-risk instruments like stocks, another may want high returns but want to take lesser risks. The reality of the situation is that the investments that offer potentially high returns come with inherent risks as well. In contrast, investments with a lower degree of risk may not offer you high returns. Several investors find that striking a balance between risk and returns results in engaging in safe investment options in India.
Here are some of the investment options to consider in the Indian scenario, and the risk factor for each:
The above list gives you an idea about safe investments that may assure you returns of a low to moderate nature, keeping your principal investment secure. In terms of equity and the stock market, returns may be high over extended periods, but the inherent risks are high too, and your principal investment may not be potentially secure. It is a clever idea to delve deeper into low-risk investment options in India with safe returns.
The best investment options in India, as mentioned earlier, are the ones that give you returns and are free from risk. You may want high returns, but investments that offer these are tied to elevated risk as well. Nonetheless, there are some investments you can consider, with assured returns and comparatively little or no risk involved:
There are some safe investment options in India. If you invest in a few of these instruments, you can spread your capital and diversify the nature of your investment, so you get assured returns and safety as well. Besides non-equity mutual funds, there are certain debt instruments like government bonds that yield optimal returns and are considered secure investment options as they are backed by the government. You can also consider government debentures and gold bond schemes.
Given the investments mentioned, you should consider your risk profile, financial goals, and requirements before you select any investment. It is important to note that all investors (and investments) are not alike, and each is unique offering its individual advantages.
Share this article:
Share Market Today | Gifty Nifty Positive, Asian Markets Rebound
26 Jul, 2024 | 5 Min. read
Upcoming Q1 Results Today | Cipla, Power Grid, Indigo, IndusInd Bank
26 Jul, 2024 | 2 Min. read
Commodities Market Today | Crude Rises on Eased Inflation Pressures
26 Jul, 2024 | 1 Min. read
Gold Rate Today | Gold Plummets 2.3%, Silver Down 4.7%
26 Jul, 2024 | 2 Min. read
S&P Upgrades Vedanta Resources from 'CCC+' to 'B' on Improved Liquidity
26 Jul, 2024 | 2 Min. read
Mankind Pharma Acquires Bharat Serums and Vaccines for ₹13,630 Crore
26 Jul, 2024 | 2 Min. read
Indus Towers to Consider Share Buyback Proposal on July 30, 2024
26 Jul, 2024 | 2 Min. read
How To File ITR Online: A Comprehensive Step-by-Step Guide
26 Jul, 2024 | 7 Min. read
Income Tax Return Filing Everything You Should Know
26 Jul, 2024 | 6 Min. read
RVNL Secures ₹191.53 Crore Contract for South Eastern Railway Project
25 Jul, 2024 | 2 Min. read
Commodities Market Today | Oil Eases on Prospects of Middle East Ceasefire
25 Jul, 2024 | 1 Min. read
Share Market Today | Gift Nifty Declines on Negative Global Cues
25 Jul, 2024 | 4 Min. read
Analysis to Become a Pro Investor
28 Dec, 2023 | 4 Min. read
Women In Real Estate Investing (Investree)
28 Dec, 2023 | 5 Min. read
How To Check Prudent Corporate Advisory IPO Allotment Status
27 Dec, 2023 | 3 Min. read
How To Boost Credit Score? – Steps to Improve Creditworthiness
27 Dec, 2023 | 4 Min. read
Advantages and Disadvantages of Opening Multiple Demat Accounts
26 Dec, 2023 | 4 Min. read
7th CPC LTC: Leave Travel Concession Rules for Central Government Employees
26 Dec, 2023 | 4 Min. read
7th Pay Commission: House Building Advance (HBA) Interest Rate FY 2023-24
26 Dec, 2023 | 5 Min. read
The Future of Trading: Exploring Bajaj Broking’s Demat Features
26 Dec, 2023 | 6 Min. read
7th Central Pay Commission Cpc Fitment Table
23 Dec, 2023 | 7 Min. read
Level up your stock market experience: Download the Bajaj Broking App for effortless investing and trading