Must Knows Before Buying a Medical Insurance Plan


Out-of-Pocket Expenses

Many medical costs aren't covered by insurance, leaving you with adhoc bills

Common Uncovered Costs

Insurance excludes OPD expenses, consumables, admission for evaluation, and some waiting periods

Room Rent Caps

Policies may limit room rent coverage; if your room costs more, you'll pay the difference

Co-Payment and Deductibles

Some policies require you to share costs, so be prepared to pay a portion of your medical bills

Add-On Solutions

Consider add-ons like Consumables Cover, OPD Cover, and options to reduce waiting periods to minimize out-of-pocket expenses

Select comprehensive health insurance with no sub-limits or deductibles to ensure better coverage without unexpected expenses

Choose Wisely